Page 6 - Coast Sign Benefit Summary 2017 Final 9.26.17
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Dental Options


         DHMO  Dental  Plan:  As  a  Premier  Access   PPO  Dental  Plan:  With  the  Premier  Access  Preferred  Provider
         DHMO  member,  you  are  required  to  select  a   Organization  (PPO)  dental  plan,  you  may  visit  a  Premier  Choice  Network
         general  dentist  to  provide  your  dental  care.  You   (PCN) dentist, a PPO dentist, or a non-network dentist. When you utilize a
         will  contact  your  general  dentist  for  all  of  your   PCN or a PPO dentist, your  out-of-pocket expenses  will  be less. You  may
         dental  needs,  such  as  routine  check‐ups  and   also  obtain  services  using  a  non-network  dentist;  however,  you  will  be
         emergency  situations.  If  specialty  care  is  needed,   responsible for the difference between the covered amount and the actual
         your  general  dentist  will  provide  the  necessary   charges and you may be responsible for filing claims.
         referral. For covered procedures, you'll pay the
         pre‐set copay or coinsurance fee described in your                             Premier Access
         DHMO  plan  booklet.  Please  keep  a  copy  of  your                         PPO Dental Plan
         booklet to refer to when utilizing your dental care.
         This will show the applicable copays that apply to   Plan Features
         all  of  the  dental  services  that  are  covered  under            PCN Network  PPO Network      Non-
         this plan.
                                                                                                          Network*
         DHMO Plan Highlights:
         •   There is no office visit copay per visit   Calendar Year Maximum                 $1,500
         •   There is no deductible to meet, and no annual   Deductible (Annual)
            dollar  maximum.  In  most  cases,  no  claim
            forms  to  file,  and  no  waiting  period  for    - Individual / Family   $25 / $75   $50 / $150   $50 / $150
            coverage                                   - Waived for Preventive     Yes          Yes          Yes
         •   Members will be covered for most preventive   Preventive  (Plan Pays)      100%   100%         100%
            services, including x‐rays and two exams and
            cleanings per year                        Basic Services (Plan Pays)     90%       80%          80%
         •   Each  family  member  chooses  his  or  her  own   Major Services (Plan Pays)     60%   50%    50%
            network dentist
         •   Orthodontia  is  covered  at  a  copay  for  adults   Orthodontia
            and children                              -Adult and Child            50% up to $1,500 Lifetime Maximum
                                                      *Based on maximum allowable charge
                                 Vision


                                 The EyeMed vision plan provides professional vision care and high quality lenses and frames through
                                 a  broad  network  of  optical  specialists.  You  will  receive  richer  benefits  if  you  utilize  a  network
         NOTE:                   provider.  If you utilize a non‐network provider, you will be responsible to pay all charges at the time
         EyeMed’s network        of your appointment and will be required to file an itemized claim with EyeMed.
         includes access to
         independent                                                                     EyeMed
         ophthalmologists                                                            PPO Vision Plan

         and optometrists,
                                 Plan Features
         as well as JC
         Penney Optical,                                                       Network              Non-Network
         LensCrafters,
         Pearle Vision,          Examination     Copay                        $10 Copay             $30 Benefit
         Sears Optical and                      Frequency                                12 Months
         Target Optical
         retail stores.          Materials Copay                                          $25 Copay
                                 Lenses         Single Vision                   100%                $25 Benefit
                                                Bifocal                         100%                $40 Benefit
                                                Trifocal                        100%                $60 Benefit
                                                Frequency                                12 Months
                                 Frames         Allowance                     Up To $120            $60 Benefit

                                                Frequency                                24 Months
                                 Contact Lenses    Cosmetic / Elective        Up To $105            $84 Benefit
                                                Frequency                                12 Months
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