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TABLE OF CONTENTS












              3   Enrollment Information


              4   Online Enrollment


              4   Rioter Assistance Program (RAP)

              5   Paying For Your Coverage


              6   Health Saving Account (HSA)


              8   Flexible Spending Accounts (FSA)


            11    The Benefits

            12    Medical Insurance Summaries


            14    Medical Insurance: Cost Comparison


            15    Dental Insurance

            15    Vision Insurance


            16    Basic Life and AD&D Insurance


            17    Voluntary Life and AD&D Insurance


            18    Short-Term Disability Insurance

            18    Long-Term Disability Insurance


            18    401(k) Plan


            20    The Extra Benefits You Didn’t Know You Had


            24    Key Terms You Should Know

            26    Annual Notices


            27    Insurance Carrier Contact Info







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