Page 26 - QSC Benefit Summary 7-18 SO CALIFORNIA
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YOUR COST FOR COVERAGE




        This chart compares the contributions for our Employee Benefit plans. Your cost for coverage will vary depending on the
        options and level of coverage you choose.

                                                                        BIWEEKLY RATES


                                                     Best Discounted Rates                 Standard Rates
         Medical                                       with All Incentives               with No Incentives
         Medical Option 1
         Choice Fund OAP HSA PPO
          Employee Only                                         $35.00                          $104.00
          Employee + Spouse                                   $143.00                           $212.00
          Employee + Child(ren)                                 $88.00                          $157.00
          Employee + Family                                   $185.00                          $254.00
         Medical Option 2
         HMO Select Narrow Network
          Employee Only                                         $37.00                          $106.00
          Employee + Spouse                                   $129.00                           $198.00
          Employee + Child(ren)                                 $74.00                          $143.00
          Employee + Family                                   $166.00                          $235.00
         Medical Option 3
         HMO Full Network
          Employee Only                                         $58.00                          $127.00
          Employee + Spouse                                   $162.00                           $231.00
          Employee + Child(ren)                               $115.00                           $185.00
          Employee + Family                                  $208.00                            $277.00
         Medical Option 4
         OAP PPO
          Employee Only                                         $69.00                          $138.00
          Employee + Spouse                                  $203.00                           $272.00
          Employee + Child(ren)                               $150.00                           $219.00
          Employee + Family                                   $249.00                           $318.00


        Best Discounted Medical Rates
        The following are biweekly incentives offered to provide a discount to the Standard Rates. If you are a tobacco user and did
        not obtain a biometric screening, you will receive the standard rate.


                                                   Wellness Incentives
         No Biometric Screening | Tobacco User              See Standard Rates with No Incentives Above
         With Biometric Screening | Tobacco User            Up to $12 Credit to Standard Rates with No Incentives
         No Biometric Screening | Non-Tobacco User          Up to $23 Credit to Standard Rates with No Incentives
         With Biometric Screening | Non-Tobacco User        Up to $70 Credit to Standard Rates with No Incentives
                                                            See Best Discounted Rates with All Incentives

        QSC wants to help you take charge of your health. Incentive rewards are available to all employees who successfully obtain
        the wellness incentives noted above. If it is medically inadvisable for you to achieve the standards of the program, we will
        work with you and your doctor to find an alternative plan that is right for you.


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