Page 8 - QSC Benefit Summary 7-18 SO CALIFORNIA
P. 8

MEDICAL INSURANCE




                                                                                              Cigna
             FINDING A MEDICAL                   Plan Features                 Option 1 HSA PPO (Choice Fund)
                   PROVIDER:                                                      Choice Fund
                                                 Network Name                       OA Plus         Non-Network
            Go to www.cigna.com or call (800)    HEALTH BENEFITS                    You Pay            You Pay
            244-6224 to find a provider near      Lifetime Maximum                           Unlimited
            you. Option 2 HMO participants        Annual Deductible
            should refer to the “Southern CA
            Select (St Joseph Hoag Health          Individual                        $1,500             $3,000
            Select Plan, Scripps Select Plan,      Individual in a Family            $2,700             $3,000
            HealthCare Partners Select Plan)”      Family                            $3,000             $6,000
            plan, Option 3 HMO participants       Coinsurance                         20%                50%
            should  refer  to  the  “CIGNA        Physician Office Visit
            HealthCare of California,              Primary Care Physician             20%                50%
            Inc. - So. CA HMO/Network” plan        Specialist                         20%                50%
            and PPO/HSA PPO participants          Out-of-Pocket Maximum
            should refer to the “Open Access        Individual                       $3,000             $6,000
            Plus, OA plus, Choice Fund OA           Family                           $6,000            $12,000
            Plus” plan when prompted.
                                                  Hospitalization
                                                   Inpatient                          20%                50%
                                                   Outpatient Surgery                 20%                50%

           myCigna Mobile App                     Emergency Services                           20%
           If you’re a Cigna member, consider     Urgent Care                         20%                50%
           downloading the myCigna mobile
           app for instant access to your         Acupuncture                         20%                50%
           health plan details. myCigna mobile                                             12 Visits/Year
           app provides secure member
           information, anytime, anywhere.        Preventive Care                Ded Waived, 0%          50%
           Use it to search for a doctor, urgent   Mental Disorders and
           care center, or facility. The app is   Substance Abuse
           convenient, easy-to-use, and free.      Inpatient                          20%                50%
                                                   Outpatient                         20%                50%
           Use the secure member app where
           you’ll have access to:                                                   You Pay            You Pay
           •   Cigna’s provider directory         PHARMACY BENEFITS
           •   Coverage details                   Pharmacy Deductible                Health Deductible Applies*
           •   Deductible expenses                Retail (30 Day Supply)
           •   Account balances                    Generic Formulary               $10 Copay         Not Covered
           •   Claims information                  Brand Name Formulary            $25 Copay         Not Covered
           •   and more                            Non-Formulary                   $50 Copay         Not Covered

                                                  Mail Order (90 Day Supply)
           Download the myCigna mobile app         Generic Formulary               $20 Copay         Not Covered
           for free from the iTunes App Store      Brand Name Formulary            $50 Copay         Not Covered
           or Google Play Store. Please note,      Non-Formulary                   $100 Copay        Not Covered
           you must first register as a member                                   20% Max $250        Not Covered
           at www.mycigna.com                     Specialty (30 Day Supply)
                                                  *In-network preventive drugs/products are not subject to the deductible.
        Page 8
   3   4   5   6   7   8   9   10   11   12   13