Page 5 - TCR Benefit Guide 2017 - Non-CA - sent 9.12.17
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Benefits





         Medical Insurance


         Anthem | PPO Medical Plan

         The Anthem Preferred Provider Organization (PPO) plan allows you to direct your own care. You are not limited to the physicians
         within the Blue Cross PPO (Prudent Buyer) network and you may self-refer to specialists. If you receive care from a physician who is
         a member of the PPO network, a greater percentage of the entire cost will be paid by the insurance plan. You may also obtain
         services using a non‐network provider; however, you will be responsible for the difference between the covered amount and the
         actual charges and you may be responsible for filing claims.

                                                              Anthem
         Plan Detail                                           PPO



         Employee Premiums                                      $$$
         Out-of-Pocket Costs                                     $$

         Cost Sharing                                    Contribution, Copay,
                                                        Deductible, Coinsurance
         Network Size                                         

         In-Network Benefits                                    ✓
         Non-Network Benefits                                   ✓

         Access to Providers                               Managed by You
          - Primary Care Physician                          Not Required
          - Referral for Specialist                         Not Required






                         Finding a Medical Provider
                         Go to www.anthem.com/ca or call (800) 888-8288. Select “Find a Doctor.” Click on “Search by Selecting a
                         Plan or Network.” Under “Select a plan/network,” scroll to the section labeled  “Medical (Employer-
                         Sponsored)” and choose:

                         •   PPO refer to the “Blue Cross PPO (Prudent Buyer) - Large Group” network




                         Educational Video
                         Benefits terminology can get confusing. Click here to watch a quick video to learn the basics of how our
                         medical plans work.

                         Deductibles, Copays, Coinsurance, and Out-of-Pocket Maximums
                         http://video.burnhambenefits.com/terms/










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