Page 5 - Kagan Benefit Guide Out of CA.pub
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Benefits





         Medical Insurance



                                                                                   Anthem
                                                                                     PPO
                                                                   In‐Network                   Non‐Network


        Health Benefits
        Life me Maximum Benefit                                                     Unlimited

        Deduc ble (Annual)
         ‐ Individual                                                 $1,000                       $3,000
         ‐ Family                                                    $3,000                        $9,000


        Co‐Insurance (Plan Pays)                                  80% a er Ded                  60% a er Ded
        Office Visit Copay
         ‐ Primary Care Physician                                   $35 Copay                       60%
         ‐ Specialist Office Visit                                    $35 Copay                       60%
        Out‐of‐Pocket Maximum
         ‐ Individual                                                $5,000                       $15,000
         ‐ Family                                                    $10,000                      $30,000

        Hospitaliza on
         ‐ Inpa ent                                                   80%                           60%
         ‐ Outpa ent                                                  80%                           60%
        Lab and X‐Ray (Plan Pays)                                     80%                           60%
        Emergency Services                                               $150 Copay, then covered at 80%

        Urgent Care                                                 $35 Copay                       60%
        Preven ve Care (Plan Pays)                                    100%                          60%
        Chiroprac c                                                 $35 Copay                       60%

                                                                                 30 Visits/Year
        Pharmacy Benefits

        Pharmacy Deduc ble
         ‐ Individual                                                  $0                           $0
         ‐ Family                                                      $0                           $0
        Retail Pharmacy
         ‐ Tier 1                                                $5 T1a / $20 T1b              50% up to $250
         ‐ Tier 2                                                   $30 Copay                  50% up to $250
         ‐ Tier 3                                                   $50 Copay                  50% up to $250
         ‐ Tier 4                                                 30% up to $250               50% up to $250
         ‐ Supply Limit                                              30 Days                      30 Days
        Mail Order Pharmacy
         ‐ Tier 1                                              $12.50 T1a / $50 T1b             Not Covered
         ‐ Tier 2                                                   $90 Copay                   Not Covered
         ‐ Tier 3                                                  $150 Copay                   Not Covered
         ‐ Tier 4                                                 30% up to $250                Not Covered
         ‐ Supply Limit                                              90 Days                        N/A
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