Page 6 - Humano Employee Benefit Guide 2019
P. 6

Benefits






         Dental Insurance

         Anthem Blue Cross | PPO Dental Plan
         With the Anthem Blue Cross Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and benefit from the
         negotiated rate or visit a non‐network dentist. When you utilize a PPO dentist, your out-of-pocket expenses will be less. You may
         also obtain services using a non-network dentist; however, you will be responsible for the difference between the covered amount
         and the actual charges and you may be responsible for filing claims.


                                                                        Anthem Blue Cross
         Plan Name                                                           PPO Plan
         Network Name                                Dental Complete Network             Non-Network (90th UCR)
         Dental Benefits

         Calendar Year Maximum                                                $1,500
         Deductible (Annual)
          - Individual                                                          $50
          - Family                                                             $150
         Preventive (Plan Pays)                               100%                               100%
         Exams, X-Rays, Cleanings                       Deductible waived                  Deductible waived
         Basic Services (Plan Pays)                      Deductible, 90%                    Deductible, 80%
         Fillings, Oral Surgery,
         Endodontics, Periodontics
         Major Services (Plan Pays)                      Deductible, 60%                    Deductible, 50%
         Crowns, Dentures, Bridges
         Orthodontia                                                    $1,500 Lifetime benefit
                                                                               50%




                        Finding a Dental Provider
                        Go to www.anthem.com/ca or call (888) 209-7852. PPO participants should refer to the “Dental Complete”
                        network when prompted.





         Note
         We  strongly  recommend  you  ask  your  dentist  for  a  predetermination  if  total  charges  are  expected  to  exceed  $300.
         Predetermination  enables  you  and  your  dentist  to  know  in  advance  what  the  payment  will  be  for  any  service  that  may  be  in
         question.

















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