Page 38 - New Hire Kit (Non-Union)
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HDHP Single / Family

            Welcome to your new prescription benefit plan administered by CVS Caremark. Your prescription benefit plan is
            designed to bring you quality pharmacy care that will help you save money.
            Following is a brief summary of your prescription benefits. CVS Caremark and Palomar Health are confident you will
            find value with your new prescription benefit program.
                                               CVS Caremark Retail              CVS Caremark Mail Service
                                               Pharmacy Network (Up to a        Pharmacy or any retail
                                               30-day supply)                   pharmacy in our network (Up to
                                                                                a 90-day supply)

            Generic Medicines                  $15 at Palomar Pharmacy          $40 at CVS Caremark Mail Service
            Always ask your doctor if there s a   Escondido                     Pharmacy
            generic option available. It could save
                                               $20 at any retail pharmacy in our
            you money.                                                          $60 at any retail pharmacy in our
                                               network
                                                                                network
            Preferred Brand-Name Medicines     $30 at Palomar Pharmacy          $80 at CVS Caremark Mail Service
            If a generic is not available or   Escondido                        Pharmacy
            appropriate, ask your doctor to
            prescribe from your plan s preferred   $40 at any retail pharmacy in our   $120 at any retail pharmacy in our
            drug list.                         network                          network
            Non-Preferred                      $70 at Palomar Pharmacy          $160 at CVS Caremark Mail Service
            Brand-Name Medicines               Escondido                        Pharmacy
            Drugs that aren t on your plan s
            preferred list will cost more.     $80 at any retail pharmacy in our   $240 at any retail pharmacy in our
     00001                                     network                          network
                                               With the change to CVS Caremark, you will have a new preferred drug list
                                               which means you may see a change to the amount you pay for your
                                               prescription(s). Some medications may be considered non-preferred after
                                               1/1/2020, which means your cost may increase and likewise some
            Changes affecting your current     medications will now be considered preferred under the plan and your cost
            medications                        will go down.
                                               We encourage you to talk to your doctor today about these changes to your
                                               plan. To see where your medication falls on the preferred drug list for your
                                               plan, visit info.Caremark.com/stodruglist.

            Maximum Out-of-Pocket              $3,000 per individual / $6,000 per family (combined with medical)
                                               Your plan comes with a Preventive Drug List. Medications on this list are not
                                               subject to your deductible. You will only pay the applicable
            Preventive Drug List
                                               copay/coinsurance for medications on this list. You can access your
                                               Preventive Drug List on Caremark.com.
            Please Note: When a generic is available, but the pharmacy dispenses the brand-name medication for any reason, you will pay the difference between the
            brand-name medication and the generic plus the brand copayment.


















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