Page 16 - QSC EE Guide 01-20 SLO
P. 16

You may purchase additional insurance from Cigna that will help to cover out-of-pocket medical expenses. These
         policies offer direct-to-the-policyholder cash payouts to help you cover what other insurance doesn’t. The policies
         available include Accident and Critical Illness. If elected, your premiums are paid through payroll deductions on an
         after-tax basis. These Cigna policies are portable, which means that you can keep them should you change jobs or
         retire, with no increase in premiums.

         Cigna | Accident
         Accidental injury coverage, offered by Cigna, provides a cash benefit if you suffer certain injuries, undergo specific
         treatments, or incur other itemized expenses resulting from an accident. Cash payouts are available for initial and
         emergency care, hospitalizations, fractures and dislocations, and follow-up care.


         Cigna | Critical Illness
         Cigna’s Critical Illness insurance can help you protect yourself and your family from the unexpected cost of fighting
         a life-threatening illness. You’ll receive a lump-sum cash payment upon diagnosis of a covered condition such as
         invasive cancer, a heart attack, stroke, kidney failure, paralysis, blindness, and more.

         If you are no longer in your initial eligibility period, you may enroll in the Critical Illness insurance anytime during
         the year as long as you provide proof of good health. To provide proof of good health, you will be asked to
         complete a health questionnaire (Evidence of Insurability) and are subject to insurance carrier approval. Cigna may
         approve or decline coverage based on a review of your health history.



         Supplemental Benefits can give you financial
         protection when you encounter unexpected
         medical expenses. They can help bridge the gap of
         health insurance so you don’t have to tap into your

         emergency savings.




                                                                                     For More Information
                                                                                            Call  (800) 754-3207.








                         myCigna Mobile App

                         If you’re a Cigna member, consider downloading the myCigna mobile app for instant access to
                         your health plan details. The myCigna mobile app provides secure member information,
                         anytime, anywhere. You’ll have access to Cigna’s provider directory, coverage details, deductible
                         expenses, account balances, claims information, and more!

                         Download the myCigna mobile app for free from the iTunes App Store or Google Play Store.
                         Please note, you must first register as a member at www.mycigna.com.
   11   12   13   14   15   16   17   18   19   20   21