Page 13 - Lyon Benefits Guide 01-18 CA - FINAL
P. 13

MEDICAL - PPO OPTIONS






                                              UNITED HEALTHCARE                       UNITED HEALTHCARE
                                                       PPO                              HDHP WITH HSA
           Network Name                    Select Plus       Non-Network           Select Plus      Non-Network


           HEALTH BENEFITS
           Lifetime Maximum                          Unlimited                              Unlimited
           Annual Deductible
           •   Individual                    $500               $1,000               $1,500            $3,500
           •   Family                        $1,000             $2,000               $2,700            $7,000
           Coinsurance (Plan Pays)           90%                 70%                  80%               60%
           Physician Office Visit
           •   PCP                         $20 Copay         Deductible, 30%     Deductible, 20%   Deductible, 40%
           •   Specialist                  $20 Copay         Deductible, 30%     Deductible, 20%   Deductible, 40%
           •   Virtual Visits              $20 Copay          Not Covered        Deductible, 20%    Not Covered
           Out-of-Pocket Maximum
           •   Individual                    $3,000             $6,000               $4,500            $6,000
           •   Family                        $6,000             $12,000              $4,500           $12,000
           Hospitalization
           •   Inpatient                 Deductible, 10%     Deductible, 30%     Deductible, 20%   Deductible, 40%
           •   Outpatient Surgery        Deductible, 10%     Deductible, 30%     Deductible, 20%   Deductible, 40%
           Lab and X-Ray
           •   Diagnostic                  No Charge         Deductible, 30%     Deductible, 20%   Deductible, 40%
           •   Complex                   Deductible, 10%     Deductible, 30%     Deductible, 20%   Deductible, 40%
           Emergency Services                        $100 Copay                           Deductible, 20%
           Urgent Care                     $50 Copay         Deductible, 30%     Deductible, 20%   Deductible, 40%


           Preventive Care                 No Charge          Not Covered          No Charge        Not Covered
           Chiropractic                    $20 Copay         Deductible, 30%     Deductible, 20%   Deductible, 40%
                                                    24 Visits/Year                         24 Visits/Year
           Acupuncture                     $20 Copay         Deductible, 30%     Deductible, 20%   Deductible, 40%
                                                    12 Visits/Year                         12 Visits/Year
           PHARMACY BENEFITS
           Annual Deductible                           None                           Health Deductible Applies
           Retail Pharmacy
           •   Tier 1                      $10 Copay           $10 Copay           $10 Copay         $10 Copay
           •   Tier 2                      $25 Copay           $25 Copay           $30 Copay         $30 Copay
           •   Tier 3                      $45 Copay           $45 Copay           $50 Copay         $50 Copay
           •   Retail Supply Limit          30 Days             30 Days             30 Days           30 Days
           Mail Order Pharmacy
           •   Tier 1                      $25 Copay          Not Covered          $25 Copay        Not Covered
           •   Tier 2                     $62.50 Copay        Not Covered          $75 Copay        Not Covered
           •   Tier 3                    $112.50 Copay        Not Covered          $125 Copay       Not Covered
           •   Mail Order Supply Limit      90 Days              N/A                90 Days            N/A



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