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Benefits






         Dental Insurance

         Anthem Blue Cross | PPO Dental Plan
         With the Anthem Blue Cross Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and benefit from the
         negotiated rate or visit a non‐network dentist. When you utilize a PPO dentist, your out-of-pocket expenses will be less. You may
         also obtain services using a non-network dentist; however, you will be responsible for the difference between the covered amount
         and the actual charges and you may be responsible for filing claims.


                                                                              Anthem Blue Cross
         Plan Name                                                                   PPO
         Network Name                                            Dental Complete                Non-Network
         Dental Benefits
         Calendar Year Maximum Per Individual                                       $1,500
                                                                          with $250 Maximum Rollover*
         Deductible (Annual)
          - Individual                                                               $50
          - Family                                                                   $150

         Preventive (Plan Pays)                                       100%                       80% of UCR
         Exams, X-Rays, Cleanings                               deductible waived             deductible waived

         Basic Services (Plan Pays)                                   80%                        70% of UCR
         Fillings, Oral Surgery, Endodontics, Periodontics, Root
         Canals
         Major Services (Plan Pays)                                   50%                        40% of UCR
         Crowns, Prosthetics

         Orthodontia
          - Covered Members                                                    Children & Adults
          - Copay                                                                    N/A
          - Coinsurance                                                              50%
          - Lifetime Benefit Maximum Per Individual                                 $1,500

         *Maximum Rollover
         At the end of the year, Anthem Blue Cross will add up all of your paid dental claims. If you have at least one claim, and your claims
         do not exceed $500, then you qualify for a $250 rollover reward to use for the next dental plan year. If you don’t use this money the
         next year, it carries over year after year. You will receive $250 each year that you qualify until your rollover account reaches $1,000.




                        Finding a Dental Provider
                        Go to www.anthem.com/ca or call (877) 567-1804. Refer to the “Dental Complete” network when prompted.




         Note
         We strongly recommend you ask your dentist for a predetermination of total charges. Predetermination enables you and your
         dentist to know in advance what the payment will be for any service that you may be undergoing.







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