Page 8 - Sumitomo EE Guide 06-19 Final - English

BENEFITS

MEDICAL INSURANCE

California Residents Only California and Non-California Residents
PLAN NAME BLUE SHIELD HMO BLUE SHIELD PPO

Network Network Network Non-Network
Health Benefits
Lifetime Maximum Benefit Unlimited Unlimited

Calendar Year Deductible
- Individual $0 $250
- Family $0 $500
Office Visit Copay
- Preventive Care No Charge No Charge Not Covered
- Primary Care Physician $20 Copay $15 Copay Deductible, 30%
- Specialist Office Visit $20 Copay; Access+ $35 Copay $15 Copay Deductible, 30%
- Urgent Care $20 Copay $15 Copay Deductible, 30%
- Teladoc $5 Copay $5 Copay Not Covered
Calendar Year Out-of-Pocket Maximum
- Individual $1,500 $2,750 $10,250
- Family $3,000 $5,500 $20,500
Hospitalization
- Inpatient No Charge Deductible, 10% Deductible, 30%*
- Outpatient (ambulatory surgery center) No Charge Deductible, 5% Deductible, 30%*
- Outpatient (department of a hospital: surgery) No Charge Deductible, 15% Deductible, 30%*
Lab and X-Ray
- Diagnostic No Charge Deductible, $15-$40 Copay Deductible, 30%*
- Radiological and Nuclear Imaging No Charge Deductible, 10% Deductible, 30%*

Emergency Services $100 Copay Deductible, $150 Copay, 10%
Durable Medical Equipment 50% Deductible, 10% Deductible, 30%
Chiropractic and Acupuncture $10 Copay Deductible, $25 Copay Deductible, 30%
30 Visits/Year Chiro: 20 Visits/Year; Acupuncture: 20 Visits/Year
Pharmacy Benefits

Retail Prescriptions
- Contraceptive Drugs and Devices No Charge No Charge Applicable Tier Copay
- Tier 1 $10 Copay $10 Copay 25% + $10 Copay
- Tier 2 $25 Copay $30 Copay 25% + $30 Copay
- Tier 3 $40 Copay $50 Copay 25% + $50 Copay
- Tier 4 20%, Max $200 Copay 30%, Max $200 Copay 25% + 30%, Max $200
- Supply Limit Up to 30 Days Up to 30 Days Up to 30 Days
Mail Service Prescriptions
- Contraceptive Drugs and Devices No Charge No Charge Not Covered
- Tier 1 $20 Copay $20 Copay Not Covered
- Tier 2 $50 Copay $60 Copay Not Covered
- Tier 3 $80 Copay $100 Copay Not Covered
- Tier 4 (excluding specialty drugs) 20%, Max $400 Copay 30%, Max $400 Copay Not Covered
- Supply Limit Up to 90 Days Up to 90 Days N/A
*Limitations apply. See SBC for details.

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