Page 10 - Burnham BG 2018-19 v4
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HEALTH BENEFITS: MEDICAL PLAN OPTIONS




                                                         Kaiser Permanente                 UnitedHealthcare
                                                           Platinum 0/15                  Platinum Signature 0
                                                             HMO Plan                          HMO Plan
                                                         Kaiser Providers and                In-Network Only
                                                            Facilities Only                 (Signature Value)
                  Plan Provisions
                  Lifetime Maximum                            Unlimited                         Unlimited
                  Annual Deductible
                   Individual                                   None                              None
                   Family                                       None                              None

                  Coinsurance (Plan Pays)                       100%                              100%
                  Out-of-Pocket Maximum
                   Individual                                  $3,350                            $2,500
                   Family                                      $6 700                            $5,000
                  Medical Coverage
                  Physician Office Visit
                   PCP                                        $15 Copay                        $20 Copay
                   Specialist                                 $30 Copay                        $40 Copay
                  Telemedicine                                No Charge              Available through UHC Virtual Visit
                  Hospitalization
                   Inpatient                             $250/Day, Max 5 Days                     70%
                   Outpatient Surgery                        $125 Copay                           70%

                  Emergency Services                         $150 Copay                           70%
                                                          Waived if Admitted                Waived if Admitted
                  Urgent Care                                 $15 Copay                        $20 Copay
                  Preventive Care                               100%                              100%
                  Alternative Care
                  Chiropractic                               Not Covered                       $15 Copay
                                                                                            Max 20 Visits/Year
                  Acupuncture                                 $15 Copay                        $10 Copay
                  Prescription Drugs

                   Retail Pharmacy
                   – Supply Limit                              30 Days                           30 Days
                   – Generic                                  $5 Copay                       Tier 1: $15 Copay
                   – Brand Name Formulary                     $15 Copay                      Tier 2: $35 Copay
                   – Brand Name Non-Formulary                    N/A                         Tier 3: $50 Copay
                   – Specialty                              10%, Max $250                 Tier 4: 25%, Max $250
                  Mail Order Pharmacy
                   – Supply Limit                             100 Days                           90 Days
                   – Generic                                  $10 Copay                      Tier 1: $30 Copay
                   – Brand Name Formulary                     $30 Copay                      Tier 2: $70 Copay
                   – Brand Name Non-Formulary                    N/A                        Tier 3: $100 Copay
                                                                                          Tier 4: 25%, Max $500




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