Page 19 - QSC Benefits Guide 7-17 SLO

TUITION REIMBURSEMENT

QSC will reimburse you up to $3,000 per calendar year for tuition and book(s) for job or company related courses. Full-time
employees who have worked at QSC at least 90 consecutive days with a good work record are eligible for benefits.

401(K) RETIREMENT SAVINGS

You are eligible to participate in the 401(k) plan at the first of every quarter following one month of employment. This plan
allows you to fund for your retirement with pre-tax dollars up to the IRS maximums stated below.

The QSC matching contribution is 100% of the first $300 that you contribute, and 50% of your contributions from $301
to 6% of your annual compensation. You are immediately vested in your contributions; however, the company matching
contributions are on a vesting schedule. Please refer to UltiPro or the most current version of the QSC Intranet for details.
The 401(k) also allows you to roll over monies from another qualified plan. You can invest in a variety of mutual funds from
conservative to aggressive. Before you invest in the 401(k), figure out what your mix of stocks, bonds, and cash should be.
This is also known as asset allocation. There are two key factors to consider when picking your asset allocation: your risk
tolerance and how many years you have left before retirement.

401(k) IRS Maximums 2017 2018

Employee Deferral $18,000
Indexed for Inflation
Catch-up Deferral for Employees Over Age 50 $6,000

ONE GUIDE

When you enroll with Cigna, a One Guide representative will be there to guide you through the complexities and unclear
jargon of the health care system, and help you avoid costly missteps. One Guide service provides personalized assistance to
help you resolve health care issues, find the right hospitals, dentists and other health care providers in your plan’s network,
get cost estimates, understand your bills, and navigate the health care system.

Your personal guide will help you:
• Easily understand the basics of health coverage
• Identify the types of health plans available to you that best meet the needs of you and your family
• Check if your doctors are in-network to help you avoid unnecessary costs
• Get answers to any other questions you may have about the plans or provider networks available to you

Your assigned personal guide will support you until your issue has been resolved.

TO CONTACT A ONE GUIDE REPRESENTATIVE
Call (888) 806-5042.

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