Page 12 - Lyon Benefits Guide 01-18 National - FINAL
P. 12

[EMPLOYEE BENEFITS]





          MEDICAL - PPO OPTION






                                                                   UNITED HEALTHCARE
                                                                            PPO
                      Network Name                           Select Plus             Non-Network
                      HEALTH BENEFITS
                      Lifetime Maximum                                    Unlimited
                      Annual Deductible
                      •   Individual                           $500                     $1,000
                      •   Family                               $1,000                   $2,000
                      Coinsurance (Plan Pays)                   90%                      70%
                      Physician Office Visit
                      •   PCP                                $20 Copay              Deductible, 30%
                      •   Specialist                         $20 Copay              Deductible, 30%
                      •   Virtual Visits                     $20 Copay               Not Covered
                      Out-of-Pocket Maximum
                      •   Individual                           $3,000                   $6,000
                      •   Family                               $6,000                   $12,000
                      Hospitalization
                      •   Inpatient                        Deductible, 10%          Deductible, 30%
                      •   Outpatient Surgery               Deductible, 10%          Deductible, 30%
                      Lab and X-Ray
                      •   Diagnostic                         No Charge              Deductible, 30%
                      •   Complex                          Deductible, 10%          Deductible, 30%
                      Emergency Services                                 $100 Copay
                      Urgent Care                            $50 Copay              Deductible, 30%

                      Preventive Care                        No Charge               Not Covered
                      Chiropractic                           $20 Copay              Deductible, 30%
                                                                        24 Visits/Year
                      Acupuncture                            $20 Copay              Deductible, 30%
                                                                        12 Visits/Year
                      PHARMACY BENEFITS
                      Annual Deductible                                     None
                      Retail Pharmacy
                      •   Tier 1                             $10 Copay                $10 Copay
                      •   Tier 2                             $25 Copay                $25 Copay
                      •   Tier 3                             $45 Copay                $45 Copay
                      •   Retail Supply Limit                 30 Days                  30 Days
                      Mail Order Pharmacy
                      •   Tier 1                             $25 Copay               Not Covered
                      •   Tier 2                            $62.50 Copay             Not Covered
                      •   Tier 3                            $112.50 Copay            Not Covered
                      •   Mail Order Supply Limit             90 Days                    N/A





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