Page 3 - Lyon Benefits Guide 01-18 National - FINAL
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Welcome to our Lyon Benefits Program, Lyon Life! This guide provides
                                 a summary of your benefit options and is designed to help you make
                                 choices and enroll for coverage. If you would like more information
                                 about any of the benefits described here, please contact the Human
                                 Resources Department.




                        CONTENTS





                        Enrollment Information .............................................................................................................5
                        Annual Notices .............................................................................................................................7
                        The Affordable Care Act ............................................................................................................7
                        Online Benefits Enrollment .......................................................................................................9
                        Medical Insurance ........................................................................................................................11
                        Dental Insurance ..........................................................................................................................18
                        Vision Insurance ..........................................................................................................................19

                        Life and AD&D Insurance .........................................................................................................20
                        Disability Insurance .....................................................................................................................20
                        Employee Assistance Program ..................................................................................................22
                        Member Support Services ..........................................................................................................22
                        Flexible Spending Accounts .......................................................................................................23
                        Supplemental Benefits .................................................................................................................24
                        Pet Insurance ................................................................................................................................25
                        Retirement Savings .......................................................................................................................25
                        Miscellaneous Benefits ................................................................................................................26

                        Employee Contributions .............................................................................................................29
                        Resources and Contacts ..............................................................................................................31









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