Page 9 - Aspiration Partners Employee Benefits Guide – California
P. 9

Anthem Blue Cross
         Plan Name                                                          Classic PPO 750

                                                              Prudent Buyer
         Network Name                                               PPO                       Non-Network
         Health Benefits

         Lifetime Maximum Benefit                                               Unlimited
         Calendar Year Deductible
          - Individual                                               $750                         $2,250
          - Family                                                 $2,250                         $6,750
         Out-of-Pocket Maximum
          - Individual                                             $5,000                         $15,000
          - Family                                                 $10,000                        $30,000
         Coinsurance (Plan Pays)                                    80%                             60%
         Office Visit Copay
          - Preventive Care                                      No Charge                    Deductible, 40%
          - Primary Care Physician                               $30 Copay                    Deductible, 40%
          - Specialist                                           $50 Copay                    Deductible, 40%
          - Urgent Care                                          $30 Copay                    Deductible, 40%
         Hospitalization
          - Inpatient                                          Deductible, 20%               Deductible, 40%*
          - Outpatient Surgery                                 Deductible, 20%               Deductible, 40%*
         Lab and X-Ray
          - Diagnostic                                         Deductible, 20%                Deductible, 40%
          - Complex                                            Deductible, 20%               Deductible, 40%*
         Emergency Services
                                                                       Deductible, $150 Copay, 20%
         Chiropractic                                            $30 Copay                    Deductible, 40%

                                                                          Max 30 Visits/Plan Year
         Pharmacy Benefits
         Pharmacy Deductible
          - Individual                                                              $0
          - Family                                                                  $0
         Retail Pharmacy
          - Generic (1a/1b)                                       $5 / $20                      50% to $250
          - Brand Name Formulary                                     $30                        50% to $250
          - Brand Non-Formulary                                      $50                        50% to $250
          - Supply Limit                                           30 days                        30 days
         Mail Order Pharmacy
          - Generic (1a/1b)                                     $12.50 / $50                    Not covered
          - Brand Name Formulary                                     $90                        Not covered
          - Brand Non-Formulary                                     $150                        Not covered
          - Supply Limit                                           90 days                          n/a

         *Out-of-Network limits apply
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