Page 8 - Premier EE Guide 01-20 - CA- Updated 01.03.2020
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BENEFITS





         MEDICAL INSURANCE


                                                                           Blue Shield
         Plan Name                                                  Full PPO Savings  Two-Tier
                                                                     Embedded Deductible
                                                                      (HDHP PPO Medical)

         Network Name                                      Full PPO                          Non-Network
         Health Benefits

         Deductible (Annual)
          - Individual                                                        $1,500
          - Family                                                    $2,800/Ind; $3,000/family
         Co-Insurance (Plan Pays)                            90%                                 60%
         Office Visit Copay
          - Primary Care Physician                      Deductible, 10%                     Deductible, 40%
          - Specialist Office Visit                     Deductible, 10%                     Deductible, 40%

         Out-of-Pocket Maximum
          - Individual                                      $3,500                              $6,000
          - Family                                          $7,000                             $12,000
         Hospitalization
          - Inpatient                                   Deductible, 10%              Deductible, 40% up to $600/day

                                                        Ded., 15% Hosp.              Deductible, 40% up to $350/ day
         - Outpatient Surgery                   Ded., 5% Ambulatory Surgery Center



         Lab and X-Ray
                                                        Deductible, 10%                     Deductible, 40%

         Emergency Services                                        Deductible, $150/ visit plus 10%
         Urgent Care                                    Deductible, 10%                     Deductible, 40%

         Preventive Care                                   $0 Copay                          Not Covered
         Physical, Occupational, Respiratory            Deductible, 10%                     Deductible, 40%
         and Speech Therapy
         Pharmacy Benefits                          Health Deductible Applies           Health Deductible Applies


         Retail Pharmacy (Up to 30 Days)
          Tier 1 drugs                                    $10 Copay                         $10 Copay + 25%
          Tier 2 drugs                                    $25 Copay                         $25 Copay + 25%
          Tier 3 drugs                                    $40 Copay                         $40 Copay + 25%
          Tier 4 drugs                                 30% up to $200/Rx                30% + 25% up to $200/Rx

         Mail Order Pharmacy (Up to 90 Days)
          Tier 1 drugs                                    $20 Copay                          Not Covered
          Tier 2 drugs                                    $50 Copay                          Not Covered
          Tier 3 drugs                                    $80 Copay                          Not Covered
          Tier 4 drugs (Specialty 30 Days)             30% up to $400/Rx                     Not Covered
         *Limitations apply. See SBC for details.

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