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Clearing turn over (value) is a total amount of electronic data transaction so as to
processed in SKNBI within certain period of time.

Credit clearing turn over (volume) is a number of electronic data in credit transfer
transaction so as to processed in SKNBI within certain period of time.

Credit clearing turn over (value) is a total amount of electronic data in credit transfer
transaction so as to processed in SKNBI within certain period of time.

Debit clearing turn over (volume) is a number of electronic data in debit transfer
transaction so as to processed in SKNBI within certain period of time consist of
cheque, Bilyet Giro and others debit note.

Debit clearing turn over (value) is a total amount of electronic data in debit transfer
transaction so as to processed in SKNBI within certain period of time consist of
cheque, Bilyet Giro and others debit note.

Cheque consider as cheque stipulate in Indonesian Commercial Code (KUHD), and
types of debit note similar to cheque in which that the used of its note agreed by
Bank Indonesia, such as dividend cheque, traveler’s cheque, gift cheque and bank’s
cheque.

Bilyet Giro is transfer instruction letter from bank customer comprise of overbooking
order to other specified bank customer and name must be written as stipulate in BI
Regulation with regard Bilyet Giro including Bank Indonesia Bilyet Giro (BGBI).

Others Debit Note is debit note exclusive of cheque and bilyet giro in which can be
processed in clearing system.

Return debit clearing turn over (volume) is a number of electronic data in return
debit transfer transaction so as to processed in SKNBI within certain period of time
consist of dishonor cheque, dishonor bilyet giro and other debit note that is
returned.

Return debit clearing turn over (value) is a total amount of electronic data in return
debit transfer transaction so as to processed in SKNBI within certain period of time
consist of dishonor cheque, dishonor bilyet giro and other debit note that is
returned.

Dishonor cheque is a bank customer cheque that rejected since their account
balance is not sufficient or already closed.

Dishonor bilyet giro is a bank customer bilyet giro that rejected since their account
balance is not sufficient or already closed.