Page 28 - Hansen Homes of South Florida, Inc

Frequently Asked Questions

Q. Can I finance my lot as well as my house?
A. Yes. Take both the lot contract and your house contract to your lender to
get approved for a loan that covers the combined costs

Q. Will you check my lot before I close on the loan?
A. Yes. Make sure that your lot contract contains a clause stating that the
contract will move forward “pending your builder’s check of the lot”, and
also “Pending financing”. This way, if for some reason the loan is not
approved, you are protected

Q. If I buy my lot first or already own a lot outright, will the lender use
it towards a down payment?
A. Yes. Most lenders will take the value of the lot or recent purchase price
and apply it towards the required down payment. They will also count your
deposit to Hansen Homes at the time of contract as part of your down
payment

Q. Can I make changes to the floor plans you have?
A. Yes, you can make minor changes, so we can get you as close as possible
to your dream home without the big ticket custom prices

Q. Can I make changes after the permit has been applied for or during
construction?
A. No. It is really time consuming and costly to make changes at this point
and if there is a Lender involved, they will not allow it.

Q. Can I do any of my own work?
A. No. Regretfully, due to insurance and licensing requirements, no
unlicensed, uninsured parties can be at the house under construction while
there is an open permit.