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BUSINESS                 Monday 1 october 2018
                                                                                                                           A25

            Employers jump into providing care as health costs rise




            By TOM MURPHY                                                                                                       sively  for  employees  and
            KOKOMO,  Indiana  (AP)  —                                                                                           family members.
            Autoworkers  in  this  blue-                                                                                        Dr.  John  Lynch  spent  al-
            collar,  central  Indiana  city                                                                                     most an hour with a patient
            have an eager helper wait-                                                                                          during  a  recent  physical.
            ing  to  pick  up  the  bill  at                                                                                    That compares to the 10 or
            their next doctor visit.                                                                                            15 minutes he used to get
            Fiat Chrysler is offering free                                                                                      once or twice a year in oth-
            health  care  for  most  of  its                                                                                    er practices.
            employees  and  their  fami-                                                                                        "It  was  frustrating  that  I
            lies — about 22,000 people                                                                                          couldn't do more for them,"
            — through a clinic the car-                                                                                         he said.
            maker opened this summer                                                                                            Forklift  operator  Amanda
            near one of five factories it                                                                                       Chipps  took  her  toddler,
            operates  in  the  area.  The                                                                                       McCoy,  to  the  clinic  after
            company  pays  for  basic                                                                                           he developed a fever and
            care  like  doctor  visits  and                                                                                     a rash and she couldn't get
            consults  with  a  dietitian                                                                                        in to see their regular doc-
            and even an exercise phys-                                                                                          tor. Chipps said that visit felt
            iologist.  Workers  don't  pay                                                                                      more like an annual check-
            a cent, not even a co-pay.                                                                                          up.  Before  eventually  pre-
            The idea: Spend more now                                                                                            scribing  antibiotics,  a  doc-
            to improve care and even-                                                                                           tor and nurse asked about
            tually  pare  the  more  than                                                                                       McCoy's  medical  history,
            $100 million that Fiat Chrys-                                                                                       diet and personality.
            ler Automobiles pays annu-                                                                                          "They  were  really  just  get-
            ally  for  health  care,  just  in                                                                                  ting  to  know  ...  everything
            Indiana.                                                                                                            about him," she said. "It was
            "We looked at how do we                                                                                             just  real  nice,  a  different
            change  the  health  care                                                                                           setting  from  most  doctors'
            delivery system, that's really                                                                                      offices."
            what  employers  are  ask-                                                                                          United   Shore   Financial
            ing," Fiat Chrysler executive                                                                                       Services  opened  a  similar
            Kathleen Neal said.                                                                                                 clinic in its suburban Detroit
            Corporate America is jump-                                                                                          headquarters  for  its  2,600
            ing deeper into the care its                                                                                        employees a couple years
            workers  receive  beyond                                                                                            ago  after  executives  saw
            just  giving  them  insurance                                                                                       workers coming in sick dur-
            cards and a list of doctors                                                                                         ing  flu  season.  The  clinic
            they  can  visit.  Companies                                                                                        logged about 4,200 visits in
            are  opening  clinics  on  or   Dr. John Lynch meets with patient Jeff Thieke during his visit to the Fiat Chrysler Automotive Clinic   2017, its first full year.
            near their worksites or bring-  in Anderson, Ind., Tuesday, Sept. 4, 2018.                                          Account  executive  Sean
            ing  in  temporary  setups  to                                                                     Associated Press  McHugh said he seeks clin-
            make sure their employees                                                                                           ic help when back trouble
            get annual physicals.        change  behavior,"  said  for a nearby clinic that they  in  the  Kokomo  area  didn't  flares  up  during  the  day.
            In  many  cases  employers  Carolyn  Engelhard,  an  as-  share.                       have  a  primary  care  doc-  That  saves  him  from  los-
            are  offering  free  primary  sociate professor at the Uni-  Office  buildings  also  have  tor, and many defaulted to  ing  time  by  driving  home
            care  or  charging  only  a  versity of Virginia's medical  started  adding  clinics  to  emergency rooms for care  for care and then back to
            small  fee.  Many  believe  school  who  studies  health  attract  tenants  that  want  that wasn't dire.           work.    "It  really  makes  the
            the  cost  is  worthwhile  be-  policy.                   the  convenience  for  their  Company    spokeswoman  work environment here ap-
            cause  they  can  improve  Big  companies  have  long  employees,  according  to  Val  Oehmke  declined  to  pealing  because  it  gives
            employee  health  and  cut  offered  services  to  help  Dr.  Jeff  Dobro,  a  partner  say  how  much  the  clinic  you  your  time  outside  of
            even  bigger  bills  in  the  fu-  employees  recover  from  with the benefits consultant  cost  to  build,  but  she  said  the office," the 36-year-old
            ture that stem from unman-   workplace    injuries,   and  Mercer.                     Fiat  Chrysler  expects  to  said.  Employers  often  find
            aged  chronic  conditions  now more are delving into  Mattress  maker  Serta  Sim-     make back what it spent in  that it takes time for work-
            like  diabetes  or  unneces-  primary care.               mons  Bedding  started  roll-  about two years by improv-  ers to get used to a major
            sary emergency room visits.  Fifty-six  percent  of  large  ing out mobile health clinics  ing  employee  health  and  change in health benefits.
            Offering  convenient  care  employers will have on-site  to all 28 of its U.S. factories  cutting medical costs.    But these clinics can catch
            can  also  help  attract  new  or nearby health centers by  a couple years ago to help  The  health  center  comes  on quickly, said David Keyt,
            workers  and  cut  down  on  2019, up from 47 percent in  its  largely  male  workforce  with exam rooms, an X-ray  a  Mercer  executive  who
            time  away  from  the  job.  2016, according to the Na-   get  annual  physicals,  with  machine and space for mi-  works  with  employers  to
            But this shift means workers  tional  Business  Group  on  the company covering the  nor procedures. Aside from  set  them  up.  He  said  hav-
            will  have  to  change  how  Health.                      cost.                        a small memorial photo of  ing  clinics  on  or  near  the
            they  use  the  health  care  Most  of  the  businesses  sur-  "Most people just don't get  former  Fiat  Chrysler  CEO  worksite  removes  two  big
            system.  And  companies,  veyed  by  the  nonprofit,  their  screenings,  and  a  lot  Sergio  Marchionne  on  a  hurdles — cost and conve-
            which  don't  see  individual  which   represents   large  of men just don't have a re-  waiting  room  table,  few  nience— that prevent peo-
            medical  records,  have  to  companies,  have  10,000  lationship" with their doctor,  signs  inside  the  clinic  con-  ple from getting care.
            patiently wait for some po-  employees  or  more.  But  said  company  executive  nect it to the hulking trans-     "What we're trying to get to
            tential  benefits  from  their  benefits  experts  also  see  Steven Wilkinson.        mission factory nearby.      is the provider-patient rela-
            investment  like  a  drop  in  this  trend  in  smaller  busi-  Fiat  Chrysler  opened  its  The carmaker pays a local  tionship and all the barriers
            health care costs.           nesses too, with some com-   clinic after learning that 40  hospital  operator,  St.  Vin-  that  prevent  that  ...  from
            "It  is  really,  really  hard  to  panies joining forces to pay  percent  of  its  employees  cent, to run its clinic exclu-  happening," he said.q
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