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       12.31.2015  ANG 000  105       205     205  12.31.2015  ANG 000                             331,677           325,291  12.31.2015  ANG 000                           373,110  Our responsibility is to express an opinion  SR XLI GSRWSPMHEXIH ǻ  RERGMEP LMKLPMKLXW  FEWIH  SR SYV TVSGIHYVIW  [




       12.31.2016  ANG 000   105       105       105   12.31.2016  ANG 000                                339,7 45              332,655   12.31.2016  ANG 000                                 388,173  Report of the independent auditor on  ƋĘå ÏŅĹŸŅĬĜÚ±ƋåÚ ĀűĹÏĜ±Ĭ ĘĜčĘĬĜčĘƋŸ    AUDITOR’S RESPONSIB













   ADVERTENTIE  I Assets       INVESTMENT SECURITIES Available for sale  -IPH XS QEXYVMX]  8 SXEP MRZIWXQIRXW   1IWW EPPS[ERGI JSV PSWWIW  3IX MRZIWXQIRXW      LOANS AND ADV ANCES TO CUSTOMERS 7IXEMP GYWXSQIVW  (SVTSVEXI GYWXSQIVW   4XLIV  T otal loans and advances   1IWW EPPS[ERGI JSV PSER PSWW






         12.31.2015  ANG 000                                                             460,072                                               383,283                                 76,789  460,072  ȶȉȦȍ  ANG 000                 13,954                2,593                  1,898  18,445





   Donderdag 20 april 2017  ±Ĭ±ĹÏå ŸĘååƋ ±Ÿ Ņü Ƒŏ %åÏåĵÆåų Ø ƗljŏƆ  12.31.2016  ANG 000                                               476,306                     397 ,009                                     79,297  476,306  Income statement for the year   ȶȉȦȰ   ANG 000                    14,985








   Antilliaans Dagblad  (After proposed appropriation of results)     ASSETS (EWL ERH HYI JVSQ FEROW  .RZIWXQIRX WIGYVMXMIW  1SERW ERH EHZERGIW XS GYWXSQIVW  'ERO TVIQMWIW ERH IUYMTQIRX  ,SSH[MPP ERH SXLIV MRXERKMFPI EWWIXW  )IJIVVIH XE\ EWWIX  4XLIV EWWIXW   TOT AL ASSETS  LIABILITIES AND STOCK
















   Donderdag 20 april 2017  8LI QEREKIQIRX VIQEMRW MR XLI LERHW SJ  1I STSPH  7MKEYH  E RH  2 E]VE  8LMIP  E W  Managing Directors.  .R      XLI ('(  JSVIWIIW      KVS[XL   S e v e r a l l a rg e p r o j e c t s  a r e u n d e r  GSRWXVYGXMSR ERH [MPP LEZI E TSWMXMZI IǺ  IGX  SR XLI IGSRSQ] MR








   Antilliaans Dagblad  MANAGEMENT  OUTLOOK  XLI PSRKIV XIVQ   Bank N.V.:  1  7MKEYH  2  8LMIP  TO CUSTOMERS   the loan portfolio.  the Bank.


                       [MXL &3,     QMPPMSR  8LI GYQYPEXMZI IǺ  IGX  SJ XLIWI HIZIPSTQIRXW VIWYPXIH MR ER &3,    QMPPMSR MRGVIEWI MR MRXIVIWX QEVKMR EX &3,    cQMPPMSR        &3,    QMPPMSR   3IX  JII  ERH  GSQQMWWMSR  MRGSQI  HIGVIEWIH  JVSQ &3,c    QMPPMSR XS &3,c    QMPPMSR   4XLIV STIVEXMRK









   ADVERTENTIE                           VIDANOVA    Explanatory notes to the Consolidated Financial Highlights for the year ended 31 December, 2016



                   JSVQIVP]  +8 '&30 3 :    According to the Central Bank credit  extension has been decreasing by 2%. NEW BANKING SYSTEM In 2015 we successfully converted to the  RI[ FEROMRK W]WXIQ   MKREXYVI  .R       [I LEZI [SVOIH  [MXL WYGGIWW  SR MQTPI  QIRXMRK YTKVEHIW ERH ǻ  \IW MR SVHIV








           Financial  Consolidated   Highlights  ȴȦ )*(*2'*7  ȶȉȦȰ  Management report  ECONOMIC SITUATION According to the Centrale Bank van Curaçao  en Sint Maar ten (hereafter al so to be  referred to as “the CBCS” or “the Central  'EROƹ   XLI VIEP ,VSWW )SQIWXMG 5VSHYGX   ,)5  LEH RS MRGVIEWI















   14                                           cause for concern.  GENERAL
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