Page 17 - CM-LT-FL20-364 FBHP Med Supp and Med Advantage Educational Sales Brochure web
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Medicare Supplement                                          Medicare Advantage




   •  Doesn’t use networks.                                   •  Based on networks.

   •  Doesn’t require copays/                                 •  Usually requires copays/
       coinsurance at the time of                                 coinsurance at the time of
       service.                                                   service.

   •  Some plans cover deductibles                            •  Monthly out-of pocket cost
       and coinsurance.                                           based on services received.

   •  Can be used around the country                          •  Only required to cover out-of-
       as long as the doctor you visit                            network urgent and emergency
       accepts Medicare.                                          care.

   •  You will not need to answer any                         •  Has a maximum out-of-pocket.
       medical questions as long as                           •  May cover extras such as

       you enroll within six months of                            dental, vision, and hearing.
       your Part B effective date.
   •  Some plans will charge higher

       premiums every year as you get
       older.

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