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                  first farmers bank & trust
                                                                          beacon credit union

            First Farmers Bank & Trust is very proud of its       Fewer fees, high deposit rates, and competitive
            association with the Marion-Grant County Chamber
 DEVELOPING  of Commerce and considers the operation an integral   loan rates are just some of the benefits Beacon
                                                                  Credit Union has to offer. Beyond our great
            part of its success in Grant County.  Based in the
                                                                  product offerings, Beacon Credit Union is also
            west side of the county in Converse, First Farmers’
                                                                  dedicated to giving back to our communities.
 WORLD      owned operation has led to impactful partnerships     Just one of the many ways Beacon gives back is
            commitment to remain an independent and locally
                                                                  thru the Beacon Foundation.
            and cooperative business development efforts
            throughout the area.  Our ability to be reflective of
                                                                  The Beacon Credit Union Foundation is a non-
 CHANGERS   the dynamic nature of our industry while maintaining   profit 501 (c) (3) charitable foundation and the
            excellent service relationships with our clients has
                                                                  philanthropic arm of Beacon Credit Union. It
            allowed our bank to grow with the new investment in
                                                                  is funded entirely by the credit union. Grant
            the resurgent local economy.
                                                                  funding meetings occur in January and July. The
 SINCE 1920.   The key to any financial partnership               deadline to submit applications for consideration
                                                                  in July 2019 is May 31. Organizations not
                                                                  receiving a grant may re-apply for the next
                 remains the ability to effectively

              manage and support the evolution of                 grant cycle.
                                                                  The Beacon Credit Union Foundation has
                      an individual business.                     presented a total of $37,000 of grants to five
                                                                  charitable organizations within our communities.
                                                                  These organizations show a focus on improving

            While our organization traditionally served rural     the lives of our members, friends, and neighbors
            communities with a strong emphasis on agriculture,    in the communities that we serve.
            for the past 20 years we have shown more commercial   In addition to the Foundation, the Marion branch  Regions Bank, Chairman’s Circle Member
            growth in communities very similar to Grant County    participates in the Cancer Services of Grant
            in both size and type of economy.  Now serving over   County Walk of Hope, volunteering for the
            40,000 clients from 35 locations in Indiana and Illinois,   Walkway of Lights during the holiday season,
            First Farmers has been fortunate to become one of the   and is active within the CSA-Community School
            premier community banks in the Midwest.               of the Arts and Junior Achievement. Beacon
                                                                  Credit Union is proud to service our
            The key to any financial partnership remains the ability   community and provide our members
            to effectively manage and support the evolution       & area with a friendly, professional
            of an individual business.  Such involvement allows   staff. We enjoy being part of all of
            the creation of lending and deposit services that     the communities we serve, and we
            are specifically designed to maximize each client’s   are enthusiastic about joining other
            efficiency given the demands of their individual      organizations committed to
            business.  The ability of our organization to be      bettering Indiana.
            reflective of the client needs has certainly allowed
            First Farmers Bank & Trust the ability to better      Beacon Credit Union Foundation is not
            support local projects and business efforts in the area.   insured by ASI.
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