Page 58 - 2021 Medical Plan SPD
P. 58

Texas Mutual Insurance Company Medical Plan


               Non-surgical treatment including:
               •     Clinical exams.

               •     Oral appliances (orthotic splints).
               •     Arthrocentesis.

               •     Trigger-point injections.
               Benefits are provided for surgical treatment if the following criteria are met:

               •     There is radiographic evidence of joint abnormality.
               •     Non-surgical treatment has not resolved the symptoms.

               •     Pain or dysfunction is moderate or severe.
               Benefits for surgical services include:

               •     Arthrocentesis.
               •     Arthroscopy.

               •     Arthroplasty.

               •     Arthrotomy.
               •     Open or closed reduction of dislocations.
               Benefits for surgical services also include FDA-approved TMJ prosthetic replacements when all other
               treatment has failed.


               Therapeutic Treatments - Outpatient
               Therapeutic treatments received on an outpatient basis at a Hospital or Alternate Facility or in a
               Physician's office, including:

               •     Dialysis (both hemodialysis and peritoneal dialysis).
               •     Intravenous chemotherapy or other intravenous infusion therapy.

               •     Radiation oncology.
               Covered Health Care Services include medical education services that are provided on an outpatient
               basis at a Hospital or Alternate Facility by appropriately licensed or registered health care professionals
               when both of the following are true:

               •     Education is required for a disease in which patient self-management is a part of treatment.
               •     There is a lack of knowledge regarding the disease which requires the help of a trained health
                     professional.
               Benefits include:

               •     The facility charge and the charge for related supplies and equipment.
               •     Physician services for anesthesiologists, pathologists and radiologists. Benefits for other Physician
                     services are described under Physician Fees for Surgical and Medical Services.






               55                                                      Section 1: Covered Health Care Services
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