Page 82 - 2021 Medical Plan SPD

Texas Mutual Insurance Company Medical Plan

receive TAA but for the requirement that unemployment benefits be exhausted) and only during the six
months immediately after their group health plan coverage ended.

If a Participant qualifies or may qualify for assistance under the Trade Act of 1974, he or she should
contact the Plan Administrator for additional information. The Participant must contact the Plan
Administrator promptly after qualifying for assistance under the Trade Act of 1974 or the Participant will
lose his or her special COBRA rights. COBRA coverage elected during the special second election period
is not retroactive to the date that Plan coverage was lost but begins on the first day of the special second
election period.

When COBRA Ends

COBRA coverage will end, before the maximum continuation period, on the earliest of the following dates:

■ the date, after electing continuation coverage, that coverage is first obtained under any other group
health plan;
■ the date, after electing continuation coverage, that you or your covered Dependent first becomes
entitled to Medicare;
■ the date coverage ends for failure to make the first required premium payment (premium is not paid
within 45 days);
■ the date coverage ends for failure to make any other monthly premium payment (premium is not paid
within 30 days of its due date);
■ the date the entire Plan ends; or
■ the date coverage would otherwise terminate under the Plan as described in the beginning of this
section.

Note: If you selected continuation coverage under a prior plan which was then replaced by coverage
under this Plan, continuation coverage will end as scheduled under the prior plan or in accordance with
the terminating events listed in this section, whichever is earlier.

Uniformed Services Employment and Reemployment Rights Act
A Participant who is absent from employment for more than 30 days by reason of service in the
Uniformed Services may elect to continue Plan coverage for the Participant and the Participant's
Dependents in accordance with the Uniformed Services Employment and Reemployment Rights Act of
1994, as amended (USERRA).

The terms "Uniformed Services" or "Military Service" mean the Armed Forces, the Army National Guard
and the Air National Guard when engaged in active duty for training, inactive duty training, or full-time
National Guard duty, the commissioned corps of the Public Health Service, and any other category of
persons designated by the President in time of war or national emergency.

If qualified to continue coverage pursuant to the USERRA, Participants may elect to continue coverage
under the Plan by notifying the Plan Administrator in advance, and providing payment of any required
contribution for the health coverage. This may include the amount the Plan Administrator normally pays
on a Participant's behalf. If a Participant's Military Service is for a period of time less than 31 days, the
Participant may not be required to pay more than the regular contribution amount, if any, for continuation
of health coverage.

A Participant may continue Plan coverage under USERRA for up to the lesser of:

■ the 24-month period beginning on the date of the Participant's absence from work; or

79 Section 4: When Coverage Ends