Page 30 - The eTRID Guide by Chicago Title

Know before you close.

2016 TRID Calendar

The right to rescind extends until midnight of the third business day after the latest of the following occurs: (a) the consummation date; (b) the date the borrower received the Truth in
Lending Disclosure or Closing Disclosure, as applicable; or (c) the date the borrower receives the Notice of Right to Cancel. Business days include any day of the week except Sunday and
Federal Holidays.

AUGUST 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31
CD delivery date 4 5 6 8 9 10 - 11 12 13 15 16 17 - 18 19 20 22 23 24 - 25 26 27 29 30 31 - 1 2 3
8 9 10 11 12 13 - 15 16 17 18 19 20 - 22 23 24 25 26 27 - 29 30 31 1 2 3 - 6 7 8
Signing Date (Hand)
Signing Date (Mail)

SEPTEMBER 1234 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
CD delivery date 678- - 9 10 12 13 14 - 15 16 17 19 20 21 - 22 23 24 26 27 28 - 29 30 1 3 4
9 10 12 - - 13 14 15 16 17 - 19 20 21 22 23 24 - 26 27 28 29 30 1 - 3 4 5 6 7
Signing Date (Hand)
Signing Date (Mail)

OCTOBER 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31
CD delivery date 5 - 6 7 8 11 12 13 - - 14 15 17 18 19 - 20 21 22 24 25 26 - 27 28 29 31 1 2 - 3
8 - 11 12 13 14 15 17 - - 18 19 20 21 22 - 24 25 26 27 28 29 - 31 1 2 3 4 5 - 7
Signing Date (Hand)
Signing Date (Mail)

NOVEMBER 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
CD delivery date 4 5 7 8 9 - 10 12 14 15 - 16 - 17 18 19 21 22 23 - 25 26 28 - 29 30 - 1 2 3
Signing Date (Hand) 8 9 10 12 14 - 15 16 17 18 - 19 - 21 22 23 25 26 28 - 29 30 1 - 2 3 - 5 6 7
Signing Date (Mail)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31
DECEMBER 5 6 7 - 8 9 10 12 13 14 - 15 16 17 19 20 21 - 22 23 24 27 28 29 - - 30 31 2 3 4
CD delivery date 8 9 10 - 12 13 14 15 16 17 - 19 20 21 22 23 24 - 27 28 29 30 31 2 - - 3 4 5 6 7
Signing Date (Hand)
Signing Date (Mail)

2016 Observed Federal Holidays: JUL 4 INDEPENDENCE DAY NOV 24 THANKSGIVING DAY NOTE:
SEP 5 LABOR DAY DEC 26 CHRISTMAS DAY OBS. • The three-day period is measured by days, not hours. Thus, disclosure must be
JAN 1 NEW YEAR’S DAY OCT 10 COLUMBUS DAY
JAN 18 MARTIN LUTHER KING, JR. DAY NOV 11 VETERANS DAY delivered three days before closing, and not 72 hours prior to closing.
FEB 15 WASHINGTON’S BIRTHDAY • Disclosures may also be delivered electronically to start the Delivery Period
MAY 30 MEMORIAL DAY
and may be signed in compliance with E-Sign requirements.

Reference by day of the week

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