Page 27 - Banking Finance AUGUST 2015

PRESS RELEASE

Financial Results for Q4/FY 2014-15 of Bank of India

Highlights of FY 2014-15: International Business

Parameters Growth YOY Growth% 4 International Business increased from Rs.2,25,352 crore
Global Business 10.60% in March 2014 to Rs.2,56,118 crore in March 2015. (YoY
11.52% growth: 13.65 %).
Global Deposits 9.44%
8.46% 4 International Deposits increased from Rs.1,13,384 crore
Global Advances 9.76% in March 2014 to Rs.1,33,907 crore in March 2015. (YoY
20.68% growth: 18.10%).
CASA deposits 15.38%
4 International Advances increased from Rs.1,11,968
Priority Sector Advances crore in March 2014 to Rs.1,22,211 crore in March
2015. (YoY growth: 9.14%)
MSME Advances
CASA
Retail Advances
4 CASA Deposits increased from Rs.1,05,467 crore in
Profitability (Q4 of 2014-15): March 2014 to Rs.1,14,386 crore in March 2015. (YoY
growth: 8.46%).
4 Net Profit stood at Rs.56 Crore
4 Operating Profit stood at Rs.1,427Crore 4 Savings Deposits incresed from Rs.87,136 crore in March
4 Net Interest Income stood at Rs.2,846 Crore 2014 to Rs. 96,389 crore in March 2015. (YoY growth:
4 Non-Interest Income stood at Rs.1,122 Crore. 10.62%).

Profitability (FY 2014-15): 4 Curent Deposits declined from Rs.18,331 crore in March 2014
to Rs.17,997 crore in March 2015. (YoY growth: 1.82%).
4 Net Profit stood at Rs.1,709 Crore
Asset Quality
4 Operating Profit stood at Rs.7,488 Crore
4 Gross NPA ratio stood at 5.39% in March-15 as against
4 Net Interest Income stoodat Rs.11,344 Crore 4.07% in Dec-14.

4 Non-Interest Income stood at Rs.4,233Crore. 4 Net NPA ratio stood at 3.36% in March-15 as against
2.50% in Dec-14.
Global Business
4 Provision Coverage Ratio stood at 52.40%.
4 Global Business increased from Rs.8,53,202 crore in
March 2014 to Rs.9,43,633 crore in March 2015. (YoY Capital Adequacy Ratio
growth: 10.60%).
4 Capital Adequacy Ratio of the Bank under Basel III is
4 Global Deposits increased from Rs.4,76,974 crore in 10.73% as on 31.03.15.
March 2014 to Rs.5,31,907 crore in March 2015. (YoY
growth :11.52%). 4 Tier I CRAR is 8.17% as on 31.03.15.

4 Global Advances increased from Rs.3,76,228 crore in 4 Tier II CRAR is 2.56% as on 31.03.15.
March 2014 to Rs.4,11,726 crore in March 2015. (YoY
growth: 9.44%). Branches & ATMs (Domestic):

Domestic Business 4 As of March 31, 2015, Bank's network distributed to
4,892 Branches and 6,771 ATMs, with increase of 246
4 Domestic Business increased from Rs.6,27,850 crore in Branches and 2,546 ATMs over 31.03.2014.
March 2014 to Rs.6,87,515crore in March 2015. (YoY
growth: 9.50%). Important Ratios (FY 2014-15):

4 Domestic Deposit sincreased from Rs.3,63,590 crore in 4 Global NIM stood at 2.11% and Domestic NIM stood at
March 2014 to Rs.3,98,000 crore in March 2015. (YoY 2.49% for FY 2014-15.
growth: 9.46%).
4 Yield on Advances (Global) stood at 8.36% and Yield on
4 Domestic Advances increased from Rs. 2,64,260 crore Advances (Domestic) stood at 11.06% for FY 2014-15.
in March 2014 to Rs.2,89,515 crore in March 2015. (YoY
growth: 9.55%). 4 Cost of Deposits (Global) stood at 5.70% and Cost of
Deposits (Domestic) stood at 7.26% for FY 2014-15.

BANKING FINANCE | AUGUST | 2015 | 27