Page 105 - Ebook IC S01
P. 105
Survey And Loss Assessment IC-S01
The effectiveness of a surveyor is considerably enhanced if he can imbibe the
following two broad group of skills :
i) Investigation Skills - focussed to a) ascertain the factual cause of loss and b)
factual quantum of loss suffered due to the said cause.
ii) Negotiation skills - Adoption of different negotiation approaches to suit the
nature and attitude of the claimant.
The following action or inaction of the insured will provide the surveyor with some
insight into the need for detailed probe / investigation (with regard to the time of
loss, cause of loss and extent of loss)
i) Deliberate neglect of the property, and threatening to make it appear that the
progressive deterioration is chargeable to the surveyor's delay and / or refusal
to settle.
ii) Claim of the insured that the "records" are lost in fire, or in such other
calamities, whereas the physical evidences do not corroborate such an
eventuality,
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