Page 105 - Ebook IC S01
P. 105

Survey And Loss Assessment IC-S01











               The effectiveness of a surveyor is considerably enhanced if he can imbibe the


               following two broad group of skills :



               i)      Investigation Skills - focussed to a) ascertain the factual cause of loss and b)


                       factual quantum of loss suffered due to the said cause.



               ii)     Negotiation skills - Adoption of different negotiation approaches to suit the


                       nature and attitude of the claimant.







               The following action or inaction of the insured will provide the surveyor with some


               insight into the need for detailed probe / investigation (with regard to the time of


               loss, cause of loss and extent of loss)




               i)      Deliberate neglect of the property, and threatening to make it appear that the


                       progressive deterioration is chargeable to the surveyor's delay and / or refusal


                       to settle.



               ii)     Claim of the insured that the "records" are lost in fire, or in such other


                       calamities, whereas the physical evidences do not corroborate such an


                       eventuality,















                      Sashi Publications Pvt Ltd Call 8443808873/ 8232083010
   100   101   102   103   104   105   106   107   108   109   110