Page 105 - Ebook IC S01
        P. 105
     Survey And Loss Assessment IC-S01
               The effectiveness of a surveyor is considerably enhanced if he can imbibe the
               following two broad group of skills :
               i)      Investigation Skills - focussed to a) ascertain the factual cause of loss and b)
                       factual quantum of loss suffered due to the said cause.
               ii)     Negotiation skills - Adoption of different negotiation approaches to suit the
                       nature and attitude of the claimant.
               The following action or inaction of the insured will provide the surveyor with some
               insight into the need for detailed probe / investigation (with regard to the time of
               loss, cause of loss and extent of loss)
               i)      Deliberate neglect of the property, and threatening to make it appear that the
                       progressive deterioration is chargeable to the surveyor's delay and / or refusal
                       to settle.
               ii)     Claim of the insured that the "records" are lost in fire, or in such other
                       calamities, whereas the physical evidences do not corroborate such an
                       eventuality,
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