Page 49 - Ebook IC S01
P. 49
Survey And Loss Assessment IC-S01
Passengers Carrying Vehicles; All vehicles used for hire or reward with different
registered passenger carrying capacity. These may be metered or no-metered. They
also include vehicles owned by hotels and hired to guests. Three wheelers motorized
vehicles are also part of this class of vehicle. Which includes i) Passengers Carrying
Vehicles with Carrying capacity up to 6 passengers. ii) Three wheelers with a carrying
capacity between 7 & 17 passengers. iii) Other vehicles with a carrying capacity over
6 passengers.
Taxi Car: Includes i) Taxis or Private Car Type Vehicles plying for public hire. ii) Private
Type Taxis let out on Private Hire direct from the Owner with or without meters and
driven by the Owner or an employee of the Owner. iii ) Private Car type vehicles let
out on Private Hire and driven by the Hirer or any driver with his permission. iv)
Private Car Type Vehicles owned by Hotels and hired by them to their guests.
Miscellaneous and Special Type Vehicles: These are Ambulance, Breakdown
Vehicles, Dumpers, Dispensaries, Excavators, Hearses, Plane loader, Tractors,
Trailers, Refuse Carts, Mobile shops, Electrical Trolleys Footpath rollers etc. These
vehicles are insured under commercial vehicle category since used for commercial
purposes. However, the use of the vehicle may be confined to the business premises
of the insured.
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