Page 31 - BF Cover January 2021.cdr

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post-harvesting Facilities and lack of cold chain Y Agricultural Marketing Infrastructure (AMI)- In order
infrastructure. to incentivize creation of agricultural marketing
Y Also 10% of food grain that India produces annually is infrastructure including storage infrastructure, the
Ministry of Agriculture & Farmers Welfare
eaten by rodents.
implementing a capital investment subsidy/sub-schemes
Y Only 7% of food in India is processed. The United
Agricultural Marketing infrastructure (AMI) under
Kingdom process 65% of its food. Even a developing
Integrated Scheme for Agricultural Marketing (ISAM).
country like the Philippines processes as much as 45%
of its food. The storage capacity created under agricultural
marketing infrastructure under sub scheme of
Y India, the world's second largest fruit and vegetable integrated scheme for Agricultural marketing (ISAM)
producer encounters a waste of close to 25% worth of
state wise as on 31.03.2019 is in the table below.
produce.
Y RBI master direction on priority sector lending
related to AMI
Harvest and post-harvest losses of various agricultural
commodities: Post-harvest losses for major groups of The reserve bank of India master directions (priority
agricultural and allied produce in percentage at national sector lending chapter III- Targets and classification),
2016 prescribe that loan against pledge/ hypothecation
level given in graph-1
of agricultural produce can be granted against
warehouse receipts as detailed under:
Loans to individual farmers including SHGs/ JLGs, &
Loans to corporate farmer FPOs/ companies of individual
farmers, partnership firms and cooperative of farmers
up to Rs. 50.00 lakhs against pledge/ hypothecation of
agricultural produce (including warehouse receipts) for
a period not exceeding 12 months

Y Orienting banks towards electronics negotiable
warehouse receipts system
Apart from Indian banks association, number of
interaction have also taken place between WRDA and
representative of the banks on the relevance and need
to resort to pledge finance only against NWRs/ e NWRs.

Emerging scope of Agriculture Marketing
Government initiatives for augmenting
Infrastructure
of Agriculture Marketing Infrastructure
India is driven by three high value sub-sectors - horticulture,
Y National Policy on Handling and Storage of Food livestock and fisheries. In addition, the quantum of
Grains, 2000
agricultural production - food grains, cotton, oilseeds - have
Y Gramin Bhandaran Yojna also grown abundantly. The infrastructure required handling
Y Private Entrepreneurs Guarantee (PEG), 2008 Scheme the quantity and quality of agricultural produce is neither

Sanctioned by Sanctioned by Sanctioned by Total
NABARD NCDC (New) NCDC (Renovation) sanctioned
No. of Capacity in No. of Capacity in No. of Capacity in No. of Capacity in
projects tonnes projects tonnes projects tonnes projects tonnes
33069 606 lakh 3251 25.95 lakh 2614 23.22 lakh 38964 655.00 lakh

BANKING FINANCE | JANUARY | 2021 | 31