Page 388 - Ebook health insurance IC27
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The Insurance Times
and company has received and accepted your premium.
Post-Hospitalisation :
Reasonable and Customary expenses incurred towards treatment of disease/illness/
injury for the period of 60 days after discharge from hospital.
Pre-Hospitalisation :
Reasonable and Customary expenses incurred towards treatment of disease/illness/
injury for a period of 30 days prior to hospitalization.
Proposer :
Insured or the person who signs the Proposal form on behalf of the insured.
Pre - existing Disease :
A pre - existing disease is any ailment or disease that a person is already suffering from
at the time of purchasing health insurance.
Reasonable and Customary expenses :
Reasonable and Customary expenses means a charge for medical care which shall be
considered reasonable and customary to the extent that it does not exceed the general
level of charges being made by others of similar standing in the locality where the charge
is incurred when furnishing like or comparable treatment, services or supplies to
individuals of the same sex and of comparable age, for a similar disease, illness, medical
condition or injury.
Reimbursement :
Under a Health Insurance policy, the cost of various hospital charges (such as bed
392 Guide for Health Insurance
