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          reliably under various conditions, reducing the likelihood of  The Design Thinking Process
          failure.
                                                              While there are various models and frameworks for design
                                                              thinking, most approaches follow a similar process that
          Enhanced Aesthetics:                                typically includes the following stages:
          Giving a design's aesthetic and sensory appeal top priority.
          This involves considering the form, texture, color, and other  Empathize: Understanding the people for whom the solution
          aesthetic factors that add to the overall user experience and  is being built in great detail is the initial step in the design
          satisfaction.                                       thinking process. In order to build empathy and identify
                                                              unmet requirements or pain spots, this entails performing
          Arnold's ideas laid the groundwork for modern design  user research, watching how they behave, and becoming
          thinking, emphasizing  creativity  and  interdisciplinary  fully immersed in their experiences.
          approaches to solving complex problems.
                                                              Define: The next phase is to precisely characterize the issue
          Herbert A. Simon's ‘The Sciences of the Artificial’ and Robert  or  challenge  that needs to  be  resolved  based on  the
          McKim's ‘Experiences in Visual Thinking’ illustrate how this  knowledge acquired during the previous stage. This includes
          methodology evolved into a unique "mode of thinking"  combining research results, finding patterns and critical
          across both science and design engineering. In recent times,  insights, and framing the issue in a human-centric way.
          the term has witnessed a significant rise in prominence.
                                                              Ideate: The ideation stage promotes expansive thinking and
          However, it's not just a sudden trend—design thinking  the creation of a large number of potential solutions when
          originated in the 1940s and ’50s, gradually evolving before  a clear problem statement is available. This is often done
          gaining momentum in the mid-1970s. The 1980s saw the  through brainstorming sessions, where team members build
          rise of human-centered design, and the 1990s brought  upon  each  other's  ideas  and  explore  unconventional
          further momentum with the founding of design consultancy  approaches  without  judging  or  evaluating  them
          IDEO. Since the beginning of the 21st century, business  prematurely.
          circles have accepted design thinking.
                                                              Prototype: Prototype creation follows the generation of
          Innovating through Empathy and Insight              promising ideas for testing and evaluation. Prototypes may
          Design thinking is a mindset and a process that encourages  vary from basic sketches or paper mockups to advanced
          collaboration, creativity, and empathy, with the goal of  digital or physical models, depending on the complexity of
          developing solutions that are desirable, viable, and feasible.  the solution and the design process phase.

          At its core, design thinking is about understanding the needs,  Test: Testing is a crucial stage in the design thinking process,
          behaviors, and  motivations  of  the  end-users  through  as it provides invaluable feedback and insights from real
          immersive research and empathy-building exercises. Design
          thinking provides a hands-on method to prevent typical
          mistakes. Its principles focus on deliberately observing and
          analyzing how people use, interact with, and perceive
          products and services, rather than relying on assumptions
          made by designers or businesses. In its ideal form, design
          thinking requires developers to observe real user behavior
          and use those insights to refine and enhance the product or
          service until it provides the best possible experience. This
          "iterative" approach enables rapid prototyping, testing, and
          refinement, leading to faster time-to-market. Business
          leaders can also apply design thinking to rethink their
          operating models, infuse greater innovation into customer
          experience strategies, and broaden their market reach.

            18 | 2025 | JANAURY                                                            | BANKING FINANCE
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