Page 414 - Insurance Statistics 2021

HANDBOOK ON INDIAN INSURANCE STATISTICS 2019-20

TABLE 73: HEALTH INSURANCE (EXCLUDING TRAVEL - DOMESTIC/OVERSEAS AND
PERSONAL ACCIDENT INSURANCE): INCURRED CLAIMS RATIO (2013-14)
(Amount in r Lakh)

Insurers Government Sponsored Group Insurance Schemes excluding
Schemes including RSBY Govt Sponsored Schemes & RSBY

Net Claims Incurred Net Claims Incurred
Earned Incurred Claims Earned Incurred Claims
Premium (Net) Ratio (Net) Premium (Net) Ratio (Net)
Bajaj Allianz 41097 43627 106.2%
Bharti AXA 16555 13890 83.9%
CHOLA MS 12255 7989 65.2% 5550 3186 57.4%
Future Generali 1 0 0.0% 7779 6918 88.9%
HDFC ERGO 1826 1425 78.0% 22437 28146 125.4%
ICICI Lombard 29632 25925 87.5% 62658 65388 104.4%
IFFCO Tokio 6735 4805 71.4% 9661 9752 100.9%
Liberty Videocon 41 16 39.8%
L&T General 431 64 14.9% 3248 3645 112.2%
Magma HDI
Raheja QBE
Reliance 13078 12041 92.1% 13326 14219 106.7%
Royal Sundaram 5234 3520 67.3% 2557 2047 80.0%
SBI General 583 409 70.1%
Shriram General
Tata AIG 3852 2340 60.7% 1046 851 81.4%
Universal Sompo 4022 4468 111.1%
Private Total 73044 58110 79.6% 190559 196561 103.1%

National 44975 37655 83.7% 118280 139969 118.3%
New India 8905 9939 111.6% 147888 164664 111.3%
Oriental 16721 21737 130.0% 88266 96245 109.0%
United India 28127 34792 123.7% 117635 139086 118.0%
Public Total 98728 104123 105.5% 472069 539965 114.4%

Apollo Munich 1539 854 55.5% 16360 15234 93.1%
Cigna TTK
Max Bupa 841 374 44.5% 4664 4617 99.0%
Religare 49 8 16.7% 5349 5200 97.2%
Star Health 3271 1937 59.2% 5118 3500 68.4%
Standalone Health
Insurers Total 5700 3173 55.7% 31492 28551 90.7%
Grand Total 177472 165406 93.2% 694119 765077 110.2%

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