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       2. To provide expertise and contacts with markets
             beyond the scope of a normal insurance company.

       3. To advise the insurers on new forms of cover.

       4. To smooth out differences between the ceding
             company and the reinsurers.

       5. To assist in obtaining reciprocity.

       6. To arrange an entirely new treaty, to rearrange an
             existing treaty or merely to place a part of an
             existing treaty.

       7. To assist in treaty documentation.

       8. To render accounts received from ceding
             companies to the reinsurers and arrange settlement
             of balances.

       9. Some brokers provide other services such as risk
             management, management consultancy etc.

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