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Further Information

            Jo O’Brien, Corporate Consultant
            PSK Financial Services
            02 9324 8847 | 0407 529093| jo.obrien@psk.com.au

            Authorised Representative No. 1265959
            Charter Financial Planning



            Disclaimer PSK Financial Services Group Pty Ltd (ABN 24 134 987 205),
            corporate authorised representative (CAR), number 340647, trading as PSK
            Financial Services Group Pty Ltd, is authorised to provide financial services
            on behalf of Charter Financial Planning Limited (Charter Financial Planning,
            ABN: 35 002 976 294, AFS Licence No. 234665). Charter Financial Planning
            is a member of the AMP Group. Charter Financial Planning is a Professional
            Partner of the Financial Planning Association (FPA) is fully committed to the
            FPA’s Code of Ethics and Rules of Professional Conduct. Charter Finan-
            cial Planning is also a Corporate Member of the Association of Financial
            Advisers (AFA). This booklet contains information that is general in nature.
            It does not take into account the objectives, financial situation or needs
            of any particular person. Permission must be obtained before reproducing
            material produced by other organisations or authors. You need to consider
            your financial situation and needs before making any decisions based on
            this information. Charter Financial Planning and its Authorised Representa-
            tives do not accept any liability for any errors or omissions of information
            supplied in this document.
            Please refer to OnePath Life Group Life Insurance Product Disclosure
            Statement and Policy Terms (PDS and Policy) for a complete description of
            the policy terms and conditions. The PDS and Policy contains the full terms
            and conditions of OnePath Life's Group Life Insurance. A copy of the PDS
            and Policy is available free of charge from onepath.com.au or by calling
            1800 648 921.
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