Page 6 - Axicom Salary Continuance Insurance - Staff Insurance

Policy features

If an insured member dies while a disability benefit is being paid, we will pay you an
Death Benefit
amount up to three times the monthly benefit.

If an insured member suffers a specific injury within 180 days of the event which caused
Specific Injury it, we will pay you the monthly benefit regardless of whether the insured member is
Benefit totally disabled. Benefits commence immediately upon the insured member being
diagnosed with the specific injury and continue for the nominated payment period.

If the insured member suffers a relapse of the injury or illness that caused the insured
Recurring member to obtain a disability benefit within six months of the claim ending, no further
Disablement waiting period will apply and disability benefits will continue up to the end of the bene-
fit period.

Early Notification If we are notified of a claim within 30 days of the event which causes the claim, we will
Incentive Benefit pay you an amount equal to 25% of the first month’s disability benefit.

Emergency If an insured member requires emergency transport within Australia to hospital while in
Domestic Travel receipt of a Total Disability Benefit, we will reimburse the expenses incurred for
Benefit emergency transportation of the insured member up to $1,000.

Cover is provided worldwide, although some restrictions apply if the insured member is
Worldwide cover
not an Australian resident and is working overseas (see below).

Cover during paid We provide cover for a maximum period of two years if the insured member is on paid or
and unpaid leave unpaid leave.

We automatically cover Australian residents working overseas for their participating
Cover while working employer for any length of time. Insured members who are not Australian residents are
outside Australia
covered for up to three years while working overseas.

We will provide cover for up to a maximum of 60 days if an insured member ceases to
Extended Cover
satisfy the eligibility criteria.

If an insured member’s cover ends because they cease to satisfy the eligibility criteria,
Continuation Option they may be able to apply to us for an individual policy providing disability benefits with-
out medical underwriting.

06 | Axicom