Page 23 - 2020 PSK Portfolio - Client Name

Other Information

Are there any other changes to your circumstances or is there anything else you would like
us to consider or help you achieve?

Your tolerance for risk

The agreed approach to managing investment risk within your portfolio has been determined
based on our previous discussions of your attitude to risk and taking into account the identified
goals and objectives. If you disagree or are uncomfortable with this assessment as described
below, please discuss this with us immediately.

Your personal risk profiles
A description of your identified risk profile:

30% Growth You are a defensive investor. You are willing to consider less risky
assets, mainly cash only and some fixed interest investments. You
are prepared to accept lower returns to protect the value of your
capital. The recommended minimum investment term is two years.
As a conservative investor we allocate between 15% and 45% of your
portfolio to growth assets. Your investment benchmark is CPI +1%.

Investment strategy aligned to a 30% Growth risk profile
*Projected return per
annum 4.13%

-7.78% to
^Extreme return range
16.04%
0.16% to
+Normal return range 8.10%

Probability of a positive 85.9%
return (over 1 year)
Minimum suggested
investment timeframe 2 years