Page 19 - 3rdQTBusinessNL

at dusk. Replace burned-out lights as soon as possible.
S
now & Ice - keeping the parking lot clear is
vitally important. If you contract your snow
removal out, insist on obtaining a cer cate of
insurance from the contractor showing proof of
adequate General Liability limits and Workers’
Compensa on coverage. The name of the owner
and the applicable en ty should be listed as
“addi onal insureds”. The contract for services should clearly state the contractor’s du es before, during, and a er a weather occurrence. It should cover how o en the contractor is to return to salt the area.
Parking Garages - mul -family building owners and managers
who have parking garages rather than surface lots are subject to addi onal liability. Garages have more hidden places such as elevators
and stairwells. Addi onal security protec ons such as cameras and emergency call boxes should be installed. High-quality ligh ng becomes paramount in a parking garage.
Proper oversight of parking lots, garages, and walking areas can greatly reduce claims. Source: Greg Howson for Property Casualty 360
alet Service - There are addi onal
insurance requirements and poten al liability any me a human element is involved. Check with your insurance broker for all required coverages.
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