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NEW COMBINED INSURANCE SICKPAY PLUS









                                   “ The working person’s disability product”







   Priced for the low income ACA buyer


   47 million Americans do not have paid sick leave


   Covers Both Accidents and Illnesses ex: Common Cold, Broken Arm,

       Cancer (Accident Only can be purchased)



   Simplified underwriting with no occupational restrictions


   0 Day elimination period and no triggering event required


   6 month advance paid weekly
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