Page 10 - Cover Letter and Medicare evaluation for Mr. Rod Fallow
P. 10

Plans that appear to meet your criteria


                              These four plans are compared on this page and the following page

                                                                                              UHC Medicare
                                                                            Ava Advantage
                         Plan Name     Medigap Plan G    Medigap Plan N                      Advantage Assure
                                                                              HMO Plan
                                                                                                HMO Plan

                 Toll-Free Number           NA                 NA          (888) 979-2247     (800) 555-5757
           QuaSection Heading            How do these plans compare?
           lity ratings from

            Can you continue to see                                       Dr. Vesuna is listed  Dr. Vesuna is listed
                 your physician(s)?         Yes               Yes            in this plan's    in this plan's
                                                                                                 network
                                                                               network
             Do you need referrals
                 to see specialists?        No                 No                Yes               Yes

                 Medicare's quality   Medicare does not  Medicare does not
                             rating     rate Medigap      rate Medigap      4 out of 5 stars  4 out of 5 stars
                                          policies
                                                             policies
                                      Excellent. It does   Excellent. It does   Excellent. $1,999
             How good is the plan's  not have an out-of- not have an out-of-  OOP limit for   Poor for HMO plan.
                                                                                            $7,550 for medical
            catastrophic coverage?      pocket limit,     pocket limit,   medical services in   services in network
                                          though             though            network

                                                                           $0 for days 1-4 in
                  How much does a                                         network hospital;
                hospital stay cost?          $0                $0         $100 a day for days   $1,480 per stay
                                                                                5-10
                               Benefits for services not covered by Medicare


                                                                          Good basic dental
                                                                              benefits;
                Routine dental care     Not covered       Not covered                          Not covered
                                                                           supplement for
                                                                             $29 a month

                                                                          $0 co-pays for eye  $0 co-pays for eye
                Routine vision care     Not covered       Not covered           exam,             exam,
                                                                           contacts/glasses  contacts/glasses
                                                                            $0 co-pays for
                  Hearing benefits      Not covered       Not covered      hearing exam &    Limited benefits
                                                                              evaluation

                                         After $250        After $250
                     Foreign travel  deductible, 80% of  deductible, 80% of   Some coverage   Some coverage
                       emergencies     costs ($50,000    costs ($50,000
                                        lifetime limit)   lifetime limit)



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