Page 11 - Cover Letter and Evaluation for Amy Prack
P. 11

Your estimated costs in each plan


                                                         Humana Gold Plus    AARP Medicare    Humana Choice PPO
                                       Medigap Plan G
                         Plan name                          HMO Plan            Complete Plan 2      Plan
                                         (at age 65)
                                                           (H6622-103)           (HMO)                     (H5525-042)
                 Toll-Free Number           NA            (800) 833-2364     (800) 555-5757     (800) 833-2364

                 Health plan premiums + medical deductible + Rx drug costs
          lity ratings from
          Medicare web site
              2019 Part B premium

               ($135.50 a month)*          $1,626             $1,626             $1,626             $1,626

                 Health plan annual

                 premiums  (Medigap        $1,700               $0                $70                 $0
               premiums are estimates)
            Health plan deductible          $185                $0                 $0                 $0
                         (in network)

          Annual Rx drug costs for
           monthly refills at Giant        $1,033             $640               $914               $843
                    Eagle Pharmacy

                              Total        $4,544             $2,266             $2,610             $2,469
                                 Part A and Part B out-of-pocket costs


           Part A: The amount you
                 will pay if you are      No cost       $365 a day for days  $325 a day for days  $495 a day for days
                                                               1-4
                                                                                                     1-3
                                                                                  1-4
                       hospitalized
            Part B:  Amounts owed    No cost after $185                                         20% for some
               for most outpatient  Part B deductible     Various co-pays    Various co-pays  services, various co-
                           services    has been paid                                            pays for others

                                  Cost-sharing for doctors' office visits
                                                                    =
            In-Network Primary
                Care Co-Pays                                    $5                 $5                $30
                                       No co-pays for
           In-Network Specialist      Medicare-covered
                   Co-Pays           doctors' office visits    $45                $35                $50
              Out-of-Network
                   Co-Pays                                   Full cost          Full cost     Same as in-network

          *This is 2019 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2019 is $185.



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