Page 15 - Cover Letter and Evaluation for Patricia Stelter -- PDF version
P. 15

Your estimated costs in each plan


                                                                                                AARP Medicare
                                                                             Aetna Medicare
                         Plan name     Medigap Plan G     Medigap Plan N                          Advantage
                                                                               Value PPO
                                                                                                Walgreens PPO
                 Toll-Free Number           NA                 NA            (855) 275-6627     (800) 555-5757

                 Health plan premiums + medical deductible + Rx drug costs
          lity ratings from
          Medicare web site
              2020 Part B premium

               ($144.60 a month)*          $1,735             $1,735             $1,735             $1,735

                 Health plan annual

                 premiums  (Medigap        $1,600             $1,200               $0                 $0
               premiums are estimates)
                     Plan or Part B
                      deductible**          $198              $198                 $0                 $0

           2021 Rx drug costs at a
               preferred pharmacy          $2,010             $2,010             $1,923             $1,918
                (premiums and co-pays)

                              Total        $5,543             $5,143             $3,658             $3,653
                                 Part A and Part B out-of-pocket costs


           Part A: The amount you                                          $300 a day for days  $320 a day for days
                                                                            1-7 in a network
                 will pay if you are      No cost            No cost       hospital; $0 for days   1-6 in a network
                                                                                                 hospital; $0
                       hospitalized                                              8-90.            thereafter

            Part B:  Amounts owed                         Below are cost-     fixed cost in
               for most outpatient   No cost after Part B   sharing amounts   network; 50% of       Varies
                                      deductible is paid
                                                            after Part B
                           services                      deductible is paid  cost out ot network
                                  Cost-sharing for doctors' office visits
                                                                    =
            In-Network Primary
                Care Co-Pays                              $20 for doctors'         $0                 $0

           In-Network Specialist          No cost       office visits and $50
                   Co-Pays                                  for visit to          $25                $45
              Out-of-Network                             emergency room     $35 primary care;   $35 primary care;
                   Co-Pays                                                    $50 specialist     $55 specialist

          *This is 2020 Part B premium for new enrollees. Higher income people may pay more.
          **Part B deductible in 2020 is $198.



                                                            3
   10   11   12   13   14   15   16   17   18   19   20