Page 7 - Cover Letter and Evaluation for Patricia Stelter -- PDF version
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providers and for less out-of-pocket risk. People in good health who do not use expensive
medical services will typically save money in an Advantage plan, but they are accepting
somewhat more risk.
In conclusion, Patricia, there are a couple of things to keep in mind as you make the transition
to Medicare. On your initial visits to your doctors after December 1, show the office staff your
new enrollment cards. That will help to avoid any billing confusion. And show your Part D
enrollment information to your pharmacist. Also, you’re entitled to a free “Welcome to
Medicare” physical (see page 11 of the evaluation), but you’ll probably have to request it.
Sincerely,
David Armes, CFP®
Attachments to this letter: Requests for formulary exceptions
Transition refill explanation
WDA:102220
7
