Page 13 - Cover Letter and Evaluation for Russell Wild
P. 13

Comprehensive Benefits                   Comprehensive Benefits with Higher Cost-Sharing



                D              G             G                               K  L        M              N
                                         (High Deductible)


              $2,000         $2,050        $1,000         $1,100        $1,500         $1,960         $1,560
              97.1%          97.3%         43.5%          53.5%          72.6%         84.2%          71.5%




                                                      You pay nothing You pay nothing



                                                       You pay $88 a  You pay $42.63 a   You pay nothing
          You pay nothing You pay nothing                  day            day                     You pay nothing


                                        After you have   You pay 2.5% &  You pay 1.25% &
                                        paid the plan's   $2.50          $1.25
                                           $2,340
                                        deductible, you   You pay $704  You pay $352  You pay $704
                                         will have no
                                         further cost-
           You pay $198   You pay $198    sharing for   You pay $198  You pay $198  You pay $198   You pay $198
                                          Medicare-
                                       covered services.  You pay 10% of   You pay 5% of          Only costs are $20
                                                                                                  for doctor's office
          You pay nothing                                Medicare-     Medicare-   You pay nothing  visits; $50 for an ER
                                                      approved amount approved amount                  visit
                         You pay nothing


            Not covered                                 Not covered   Not covered    Not covered   Not covered







          Some coverage* Some coverage* Some coverage*  Not covered   Not covered  Some coverage* Some coverage*



                                                      You pay 10% of   You pay 5% of
          You pay nothing You pay nothing You pay nothing                          You pay nothing You pay nothing
                                                           cost          cost

             2020 high-deductible amount =  $2,340

                                 2020 out-of-pocket limits  $5,880      $2,940











                                                            7
   8   9   10   11   12   13   14   15   16   17   18