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Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.

                                                                                                 AARP Medicare
                                                                              Blue Medicare
                           Plan Name     Medigap Plan F    Medigap Plan L                       Complete Choice
                                                                               Lifetime HMO
                                                                                                   Plan Two
                   Toll-Free Number           NA                 NA           (855) 601-9465    (800) 555-5757
          QuaSection Heading             How do these plans compare?
          lity ratings from
                                            Yes, but           Yes, but                             Yes, but
              Can you continue to see     chiropractic       chiropractic       Dr. Duncan        chiropractic
                   your physician(s)?  services may not    services may not   (chiropractor) not   services may not
                                           be covered        be covered          covered          be covered


              How large is the plan's    You can see any   You can see any                      18,000 - 19,000
                                                            provider who
                                          provider who
                   provider network?    accepts Medicare  accepts Medicare     2,500 - 3,000       providers

            Do you need referrals to                                           Yes (except in
                      see specialists?         No                No            emergencies)           No

                                                          25% of the Part A
           What is the potential cost      No cost for      deductible of   $225 a day for days  $395 a day for days
                   of a hospital stay?  Medicare-covered   $1,316 (you pay     1-7; nothing       1-4; nothing
                                        hospital services                       thereafter         thereafter
                                                                $329)

                                        Excellent. It does  Very good. $2,560                   Below average:
               How good is the plan's  not have an out-of- out-of-pocket limit   Below average:   $6,700 in network;
              catastrophic coverage?      pocket limit,    for services the   $6,500. Network   $10,000 in and out
                                                                               services only
                                             though          plan covers                          of network


                What are Medicare's     Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by     3.5 stars          4 stars
                                                              Medicare
                                           Medicare
                               Benefits for services not covered by Medicare


                  Routine dental care     Not covered        Not covered       Not covered        Not covered



                  Routine vision care     Not covered        Not covered       Not covered      Limited benefits


                                           After $250
                                       deductible, 80% of
          Foreign travel emergencies                         Not covered       Not covered        Not covered
                                         costs ($50,000
                                          lifetime limit)


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