Page 6 - Cover Letter and evaluation for Katherine Kensky

Your Enrollment Checklist

Make sure you have your Medicare card and that it indicates that your Part A and Part B
coverage will start on the date you've chosen (if you are older than 65, you may have already
started your Part A coverage). To enroll, contact Social Security at (800) 772-1213.

Review your evaluation and decide the type of coverage you want. If you do not have an
employer retiree plan to supplement Medicare, you have two choices:

OR

Medicare Advantage Plan Medigap Policy + Stand-alone
prescription drug plan
Before enrolling in an Advantage plan,
verify with your doctors' offices that they Before buying a Medigap policy, call at
are still in the plan's network. least three insurance companies for
quotes. Choose a large insurer that has
Enroll in an Advantage plan by calling its
toll free number (see pages 2-3 of your low premiums.
evaluation).
Enroll in a stand-alone prescription drug
Some Advantage plans do not include Rx plan that is among the lowest-cost plans
drug coverage. If you enroll in one of for the drugs you take. You can enroll by
these plans you will also need to enroll in calling a plan’s toll-free number (see page
a stand-alone prescription drug plan. 4 of your evaluation).

Ask if your prescriptions can be transferred from your current plan to the plan in which you are
enrolling. In many cases, prescriptions can be transferred among plans.

During the first 12 months that you have Part B, you are entitled to a free “Welcome to
Medicare” physical. Ask your primary care doctor about it.

Avoid billing problems

On your first visits to your doctors after your Medicare coverage begins, show the office staff
your enrollment cards for Medicare and for the supplemental plans you have chosen. And on
your first visit to your pharmacy after your Medicare coverage begins, show the pharmacy staff
the enrollment card for your new prescription drug coverage. Even if you get mail-order refills,
your local pharmacy should have your insurance information for short-term prescriptions.