Page 11 - Cover Letter and Evaluation for Paul Stelter
P. 11

Your estimated costs in each plan



                                                                              Aetna Medicare     Humana Gold Plus
                           Plan name     Medigap Plan F     Medigap Plan N
                                                                                 Value PPO          HMO Plan

                   Toll-Free Number           NA                 NA            (855) 275-6627     (800) 833-2364
                   Health plan premiums + medical deductible + Rx drug costs
            lity ratings from
            Medicare web site
                2020 Part B premium

                 ($144.60 a month)*          $1,735             $1,735             $1,735            $1,735

                   Health plan annual

                   premiums  (Medigap        $2,100             $1,450              $0                 $0
                 premiums are estimates)
                       Plan or Part B

                        deductible**           $0               $198                $0                 $0

            2021 Rx drug costs (mail
                               order)        $245               $245                $0                 $3


                                Total        $4,080             $3,628             $1,735            $1,738

                                   Part A and Part B out-of-pocket costs

             Part A: The amount you                                          $300 a day for days
                                                                                                $150 a day for days
                                                                              1-7 in a network
                   will pay if you are      No cost            No cost       hospital; $0 for days  1-7; $0 thereafter
                         hospitalized                                              8-90.

              Part B:  Amounts owed                         Below are cost-     Fixed costs in     Fixed costs in
                 for most outpatient        No cost        sharing amounts  network; up to 50%   network; no out-of-
                                                             after Part B
                                                                                of cost out ot
                             services                      deductible is paid     network       network coverage
                                   Cost-sharing for doctors' office visits
                                                                      =
              In-Network Primary

                  Care Co-Pays                             $20 for doctors'         $0                 $0
             In-Network Specialist          No cost       office visits and $50     $35                $25
                    Co-Pays                                   for visit to
                Out-of-Network                             emergency room     $25 primary care;
                    Co-Pays                                                     $50 specialist     Not covered


            *This is 2020 Part B premium for new enrollees. Higher income people may pay more.
            **Part B deductible in 2020 is $198.



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