Page 72 - APPENDICES for Stephen Spero
P. 72

Home and bathroom safety devices
      Not covered




      Meals for short duration
      Some coverage




      Annual physical exams
      Some coverage




      Telehealth

      Some coverage




      Worldwide emergency
      Some coverage








   Drug coverage & costs




   See if there's help to lower costs for drugs you take.





      Plans group their drug lists into tiers. The table below shows your portion of the drug cost in certain
      tiers based on which coverage phase you're in for this plan


      Learn more about drug tiers




   TIER DRUG COST FOR


      Preferred retail pharmacy drug cost for 1-month





                           Initial coverage          Gap coverage
     Tiers                                                                    Catastrophic coverage phase
                           phase                     phase  1


     Preferred                                                                Generic drugs:
                           $0.00 copay               $0.00 copay
     Generic                                                                  $3.60 copay or 5% (whichever costs

                                                                              more)
     1  For all other drugs, you pay 25% for generic drugs and 25% for brand-name drugs.
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