Page 12 - Cover Letter and Evaluation for John
P. 12

Plans that appear to meet your criteria


                               These four plans are compared on this page and the following page.


                           Plan Name     Medigap Plan F    Medigap Plan G     Medigap Plan N    Aetna Medicare
                                                                                                Choice PPO Plan


                   Toll-Free Number           NA                 NA                NA           (833) 859-6031
          QuaSection Heading             How do these plans compare?
          lity ratings from

              Can you continue to see                                                           Yes, but you will
                   your physician(s)?         Yes                Yes               Yes         pay out-of-network
                                                                                                     costs


              How large is the plan's    You can see any   You can see any    You can see any   12,000 - 13,000
                                                                               provider who
                                                            provider who
                                          provider who
                   provider network?    accepts Medicare  accepts Medicare   accepts Medicare      providers
            Do you need referrals to
                      see specialists?         No                No                 No                No



           What is the potential cost      No cost for       No cost for        No cost for    $225 a day for days
                   of a hospital stay?  Medicare-covered  Medicare-covered  Medicare-covered      1-5; nothing
                                        hospital services  hospital services   hospital stay       thereafter



                                        Excellent. It does   Excellent. It does                 Weak. $6,700 in
               How good is the plan's  not have an out-of- not have an out-of-  Very good. It does   network and
                                                                            not have an out-of-
              catastrophic coverage?      pocket limit,      pocket limit,   pocket limit though  $10,000 in and out-
                                             though            though                             of-network


                What are Medicare's     Medigap policies   Medigap policies   Medigap policies
                ratings for this plan?   are not rated by   are not rated by   are not rated by   4 out of 5 stars
                                           Medicare           Medicare           Medicare

                               Benefits for services not covered by Medicare


                  Routine dental care     Not covered        Not covered       Not covered      Limited benefits



                  Routine vision care     Not covered        Not covered       Not covered      Limited benefits


                                           After $250        After $250         After $250
                                       deductible, 80% of  deductible, 80% of  deductible, 80% of
          Foreign travel emergencies                                                              Not covered
                                         costs ($50,000     costs ($50,000    costs ($50,000
                                          lifetime limit)   lifetime limit)    lifetime limit)


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